690 Wesley Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 690 Wesley Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,390 sqft · built 1985
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$145,200 (Nov 2008)
Tax Bill	$6,605 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042F 026`

Property Details

APN / Parcel Number

Primary APN	`042F 026`
Alternative APN	`403300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,390 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Terrain	Gentle Slope
Garage Area	380 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	296 sqft
Patio Area	150 sqft
Lean-To	60 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	403300
Street Address	690 WESLEY CIR
City	TOCCOA
State	GA
Zip	30577-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 69 PH 4 FOXDALE S/D
Legal Subdivision	FOXDALE
Legal Phase	4
Legal Lot Number	69
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4069
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	690 WESLEY CIR, TOCCOA, GA 30577-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage NORTHEAST GEORGIA BANK
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Dec 16, 2022	Deed of Trust, Mortgage NORTHEAST GEORGIA BANK
Aug 20, 2020	Quit Claim Deed, Construction Loan · Line of Credit NORTHEAST GA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2008 · Amount on Record
Deed Sale	Nov 20, 2008 · Amount on Record
Prior Sale	Jun 12, 2008 · Amount on Record
Deed Book / Page	878 / 278
Last Transfer Date	Aug 13, 2020
Transfer Doc	0012200107
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	690 WESLEY CIR, TOCCOA, GA 30577-8617
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 WESLEY CIR, TOCCOA, GA 30577-8617

Mortgage

Document Number	0013130000000366
Date	Oct 28, 2022
Book Page	0000001313/0000000366

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	690 WESLEY CIR, TOCCOA, GA 30577-8617
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 WESLEY CIR, TOCCOA, GA 30577-8617

Mortgage

Document Number	0012880000000446
Date	Mar 9, 2022
Book Page	0000001288/0000000446

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	690 WESLEY CIR, TOCCOA, GA 30577-8617
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 WESLEY CIR, TOCCOA, GA 30577-8617

Mortgage

Document Number	0013170000000451
Date	Dec 16, 2022
Book Page	0000001317/0000000451

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

August 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 20, 2020
Property Address	690 WESLEY CIR, TOCCOA, GA 30577-8617
Document Number	0012200107
Book / Page	001220 / 000107
Instrument Date	Aug 13, 2020
Transaction Type	Construction Loan
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 WESLEY CIR TOCCOA GA 305778617, TOCCOA, GA 30577-8617

Mortgage

Document Number	12200109
Date	Aug 20, 2020
Book Page	001220/000109

Lender

Name	NORTHEAST GA BK
Type	Bank
Address	TOCCOA, GA 30577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,605.00 (+35.71%)	$189,311 (+37.56%) Land $4,699 Building $184,612	$473,278 (+37.56%) Land $11,748 Building $461,530
2023	$4,867.00 (+6.43%)	$137,620 (+6.42%) Land $4,699 Building $132,921	$344,050 (+6.42%) Land $11,748 Building $332,302
2022	$4,573.00	$129,317 Land $4,699 Building $124,618	$323,293 Land $11,748 Building $311,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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