579 Wesley Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 579 Wesley Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,881 sqft · built 1989
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Aug 2026)
Tax Bill	$3,236 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042F 013`

Property Details

APN / Parcel Number

Primary APN	`042F 013`
Alternative APN	`401700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,881 sqft Heated Area
Basement Area	1,254 sqft
Unfinished Basement	1,254 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	401700
Street Address	579 WESLEY CIR
City	TOCCOA
State	GA
Zip	30577-8621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 33B & 34 PH 4 FOXDALE S/D
Legal Subdivision	FOXDALE
Legal Phase	4
Legal Lot Number	33B,34
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4025
Census Tract	970102

Owner

Source: Stephens County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	579 WESLEY CIR, TOCCOA, GA 30577-8621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Limited Warranty Deed, Transfer
Aug 12, 2022	Deed of Trust, Mortgage NORTH GEORGIA CREDIT UNION
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Aug 9, 2018	Trustee's Deed, Construction Loan · Construction Mortgage NORTH GA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	Feb 10, 2023 · Amount on Record
Deed Document Number	20262603
Deed Book / Page	1463 / 205
Record Updated	Oct 29, 2026

August 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 27, 2026
Property Address	579 WESLEY CIR, TOCCOA, GA 30577-8621
Document Number	0000002603
Book / Page	1463 / 205
Instrument Date	Aug 27, 2026
Instrument	20262603
Transaction Type	Transfer
Record Updated	Sep 28, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 WESLEY CIR, TOCCOA, GA 30577-8621

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	579 WESLEY CIR, TOCCOA, GA 30577-8621
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 WESLEY CIR, TOCCOA, GA 30577-8621

Mortgage

Document Number	0013060000000337
Date	Aug 12, 2022
Book Page	0000001306/0000000337
Instrument	001328

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 10, 2023
Property Address	579 WESLEY CIR, TOCCOA, GA 30577-8621
Document Number	0013210253
Book / Page	1321 / 253
Instrument Date	Feb 10, 2023
Instrument	2023-000135
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 WESLEY CIR, TOCCOA, GA 30577-8621

Mortgage

Document Number	2023000136
Date	Feb 10, 2023
Instrument	2023000136

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 9, 2018
Property Address	579 WESLEY CIR, TOCCOA, GA 30577-8621
Document Number	0011570222
Book / Page	001157 / 000222
Instrument Date	Aug 3, 2018
Transaction Type	Construction Loan
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 WESLEY CIR TOCCOA GA 305778621, TOCCOA, GA 30577-8621

Mortgage

Document Number	11570222
Date	Aug 9, 2018
Book Page	001157/000222

Lender

Name	NORTH GA CU
Type	Credit Union
Address	TOCCOA, GA 30577

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 8, 2019

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,236.00 (+48.71%)	$117,903 (+56.98%) Land $7,551 Building $110,352	$294,758 (+56.98%) Land $18,878 Building $275,880
2023	$2,176.00 (+28.23%) Homeowner's exemption	$75,106 (+31.7%) Land $7,551 Building $67,555	$187,765 (+31.7%) Land $18,878 Building $168,887
2022	$1,697.00 Homeowner's exemption	$57,026 Land $7,551 Building $49,475	$142,566 Land $18,878 Building $123,688

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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