654 Wesley Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 654 Wesley Cir, Toccoa, GA 30577 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1988
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$267,000 (Dec 2021)
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042F 027`

Property Details

APN / Parcel Number

Primary APN	`042F 027`
Alternative APN	`403250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,532 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Terrain	Gentle Slope
Garage Area	462 sqft
Pool Area	648 sqft
Deck Area	408 sqft
Patio Area	1,170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	403250
Street Address	654 WESLEY CIR
City	TOCCOA
State	GA
Zip	30577-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 PH 4 FOXDALE S/D
Legal Subdivision	FOXDALE
Legal Phase	4
Legal Lot Number	68
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4070
Census Tract	970102

Owner

Source: Stephens County records · APN 042F 027

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 WESLEY CIR, TOCCOA, GA 30577-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Aug 09, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2021 · Amount on Record
Deed Sale	Dec 08, 2021 · Amount on Record
Prior Sale	Aug 09, 2018 · Amount on Record
Deed Document Number	20211729
Deed Book / Page	1278 / 271
Prior Transfer Date	Oct 08, 2013
Prior Transfer Doc	0010250294
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 08, 2021
Property Address	654 WESLEY CIR, TOCCOA, GA 30577-8617
Document Number	0012780271
Book / Page	1278 / 271
Instrument Date	Dec 08, 2021
Instrument	2021-001729
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 WESLEY CIR, TOCCOA, GA 30577-8617

Mortgage

Document Number	0001278275
Date	Dec 08, 2021
Instrument	1278/275

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2037

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 09, 2018
Property Address	654 WESLEY CIR, TOCCOA, GA 30577-8617
Document Number	0011570200
Book / Page	1157 / 200
Instrument Date	Aug 09, 2018
Instrument	2018-000900
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 WESLEY CIR, TOCCOA, GA 30577-8617

Mortgage

Document Number	0011570000000204
Date	Aug 09, 2018
Book Page	0000001157/0000000204

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,725.00 (+22.58%) Homeowner's exemption	$121,285 (+58.16%) Land $4,699 Building $116,586	$303,213 (+58.16%) Land $11,748 Building $291,465
2023	$2,223.00	$76,684 Land $4,699 Building $71,985	$191,710 Land $11,748 Building $179,962

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 70% of Georgia
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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