725 Main St, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 725 Main St, Franklin, NY 13775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,090 sqft · built 1890
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,225 (Aug 2024)
Tax Bill	$6,204 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123201 97.8-3-3`

Property Details

APN / Parcel Number

Primary APN	`123201 97.8-3-3`
Alternative APNs	`32010970080003003000` `06401168008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,090 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	169 ft deep x 225 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	06401168008
Street Address	725 MAIN ST
City	FRANKLIN
State	NY
Zip	13775-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLYDE O'HARA
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	DELAWARE NY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1033
Census Tract	970300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Franklin Village Historic District listed 1984 · 247 contributing resources · NRIS 84002220

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Delaware County and Franklin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15818 92ND ST, HOWARD BEACH, NY 11414-3120
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	20245599
Deed Book / Page	1794 / 50
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 20, 2020
Property Address	725 MAIN ST, FRANKLIN, NY 13775-4703
Document Number	1647/203
Book / Page	1647 / 203
Instrument Date	Nov 11, 2020
Instrument	7523
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2119 SCOTT ST, LITTLE ROCK, AR 72206-2340

Mortgage

Document Number	002267/176
Date	Nov 20, 2020
Book Page	2267/176
Instrument	7524

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Franklin Town
Municipality	Franklin Village
Unified School District	Franklin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,204.00 (+1.24%)
2025	$6,128.00 (+206.4%)	$185,000 (-) Land $24,000 Building $161,000	$276,119 (+13.43%) Land $35,821 Building $240,298
2023		$185,000 (-) Land $24,000 Building $161,000	$243,421 (+23.68%) Land $31,579 Building $211,842
2022		$185,000 Land $24,000 Building $161,000	$196,809 Land $25,532 Building $171,277
2021	$2,000.00 (-44.81%)
2020	$3,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN VILLAGE serves 481 people · EPA ID NY1200262
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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