669 Main St, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 669 Main St, Franklin, NY 13775

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,504 sqft · built 1835
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Aug 2020)
Tax Bill	$7,478 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123201 97.8-3-6`

Property Details

APN / Parcel Number

Primary APN	`123201 97.8-3-6`
Alternative APNs	`32010970080003006000` `06401151008`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,504 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1835
Effective Year Built	Effective 1835
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 255 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	580 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	06401151008
Street Address	669 MAIN ST
City	FRANKLIN
State	NY
Zip	13775-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILBER NATIONAL BANK
Legal Block	3
Legal Lot Number	6.000
Jurisdiction	DELAWARE NY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1033
Census Tract	970300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Franklin Village Historic District listed 1984 · 247 contributing resources · NRIS 84002220

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Delaware County and Franklin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	669 MAIN ST, FRANKLIN, NY 13775-7710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Deed of Trust, Mortgage HOMESTEAD FUNDING CORP
Aug 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Jun 14, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	20205243
Deed Book / Page	1635 / 316
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	669 MAIN ST, FRANKLIN, NY 13775-7710
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002135/0000000335
Date	Jun 14, 2018
Book Page	0000002135/0000000335
Instrument	000000005117

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Aug 21, 2020
Property Address	669 MAIN ST, FRANKLIN, NY 13775-7710
Document Number	1635/316
Book / Page	1635 / 316
Instrument Date	Aug 6, 2020
Instrument	5243
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	669 MAIN ST, FRANKLIN, NY 13775-7710

Mortgage

Document Number	002248/325
Date	Aug 21, 2020
Book Page	2248/325
Instrument	5244

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Jun 14, 2018
Property Address	669 MAIN ST, FRANKLIN, NY 13775-7710
Document Number	1558/341
Book / Page	1558 / 341
Instrument Date	Jun 7, 2018
Instrument	000000005116
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5547, CHICAGO, IL 60640

Tax Assessment & Valuation

Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Franklin Town
Municipality	Franklin Village
Unified School District	Franklin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,478.00 (+1.23%)
2025	$7,387.00 (-3.37%)	$223,000 (-) Land $22,000 Building $201,000	$332,836 (+13.43%) Land $32,836 Building $300,000
2023		$223,000 (-) Land $22,000 Building $201,000	$293,421 (+23.68%) Land $28,947 Building $264,474
2022		$223,000 Land $22,000 Building $201,000	$237,234 Land $23,404 Building $213,830
2021	$7,645.00 (+5.83%)
2020	$7,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN VILLAGE serves 481 people · EPA ID NY1200262
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures