Delaware County and Franklin Town property record for 728 Main St, Franklin, NY 13775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,004 sqft · built 1890 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,354 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 123201 97.8-2-8 |
| Primary APN | 123201 97.8-2-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,004 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 265 ft deep x 95.7 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 06401082008 |
|---|---|
| Street Address | 728 MAIN ST |
| City | FRANKLIN |
| State | NY |
| Zip | 13775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMER CLARK EST |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 970300 |
728 Main St, a single family home, is owned by an individual.
Source: Delaware County and Franklin Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 204, FRANKLIN, NY 13775-0204 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 728 Main St was $3,354, up 1.3% from the year before.
Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Franklin Town |
| Municipality | Franklin Village |
| Unified School District | Franklin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,354.00 (+1.27%) | ||
| 2025 | $3,312.00 | $100,000 Land $16,000 Building $84,000 | $149,254 Land $23,881 Building $125,373 |
| 2023 | $100,000 (-) Land $16,000 Building $84,000 | $131,579 (+23.68%) Land $21,053 Building $110,526 | |
| 2022 | $100,000 Land $16,000 Building $84,000 | $106,383 Land $17,021 Building $89,362 | |
| 2021 | $1,160.00 (-50.58%) | ||
| 2020 | $2,347.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 728 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2006–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 728 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN VILLAGE serves 481 people · EPA ID NY1200262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delhi Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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