688 Main St, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 688 Main St, Franklin, NY 13775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,984 sqft · built 1890
Lot Size	3.36 acres (146,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Mar 2018)
Tax Bill	$5,366 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`123201 97.8-2-11`

Property Details

APN / Parcel Number

Primary APN	`123201 97.8-2-11`
Alternative APNs	`32010970080002011000` `06401103008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,984 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	146,362 sqft (3.36 acres)
Lot Dimensions	811 ft deep x 229 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	06401103008
Street Address	688 MAIN ST
City	FRANKLIN
State	NY
Zip	13775-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MABEL C FOOTE
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	DELAWARE NY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3009
Census Tract	970300

Owner

Source: Delaware County and Franklin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	688 MAIN ST, FRANKLIN, NY 13775-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2018	Deed of Trust, Mortgage E MORTGAGE MGMT LLC
Mar 30, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	Aug 13, 2010 · Amount on Record
Deed Document Number	20183194
Deed Book / Page	1552 / 122
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	688 MAIN ST, FRANKLIN, NY 13775-2039
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002127/0000000220
Date	Mar 30, 2018
Book Page	0000002127/0000000220
Instrument	000000003195

Lender

Name	E MORTGAGE MGMT LLC

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Mar 30, 2018
Property Address	688 MAIN ST, FRANKLIN, NY 13775-2039
Document Number	001552/122
Book / Page	1552 / 122
Instrument Date	Mar 29, 2018
Instrument	000000003194
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22459 STATE HIGHWAY 28, DELHI, NY 13753-2242

Tax Assessment & Valuation

Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Franklin Town
Municipality	Franklin Village
Unified School District	Franklin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,366.00 (+1.25%)
2025	$5,300.00 (+85.51%)	$160,000 (-) Land $31,000 Building $129,000	$238,806 (+13.43%) Land $46,269 Building $192,537
2023		$160,000 (-) Land $31,000 Building $129,000	$210,526 (+23.68%) Land $40,789 Building $169,737
2022		$160,000 Land $31,000 Building $129,000	$170,213 Land $32,979 Building $137,234
2021	$2,857.00 (-50.56%)
2020	$5,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2006–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN VILLAGE serves 481 people · EPA ID NY1200262
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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