706 Ebb Tide Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 706 Ebb Tide Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,211 sqft · built 2005
Lot Size	1.35 acres (59,067 sqft)
Owner	Company Name on Record
Last Sale	$355,000 (May 2025)
Tax Bill	$4,883 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014772-016-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014772-016-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,211 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	59,067 sqft (1.35 acres)
Lot Dimensions	300 ft deep x 197 ft wide
Deck Area	994 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	706 EBB TIDE DR
City	FLEMING ISLAND
State	FL
Zip	32003-9314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 4 & 5 A/K/A LOT 16 FLOYD DIV FLEMING ISL GRANT AS REC O R 4935 PG 325
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	DAVIS FLOYD
Legal Lot Number	4,5,16 5
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1500 PETERS CREEK RD, GREEN COVE SPRINGS, FL 32043-9444
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Apr 16, 2004 · Amount on Record
Deed Document Number	2025024739
Deed Book / Page	4935 / 325
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	706 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10284, FLEMING ISLAND, FL 32006-0043

Mortgage

Document Number	0046130071
Date	May 31, 2022
Book Page	4613/71
Instrument	2022033966

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,883.00 (+150.41%)	$368,651 (+151.48%) Land $75,000 Building $293,651	$368,651 (+36.74%) Land $75,000 Building $293,651
2023	$1,950.00 (+9.86%) Homeowner's exemption	$146,592 (+3%)	$269,598 (+8.95%) Land $65,000 Building $204,598
2022	$1,775.00 Homeowner's exemption	$142,323	$247,458 Land $65,000 Building $182,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20