711 Ebb Tide Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 711 Ebb Tide Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,296 sqft · built 1973
Lot Size0.358 acres (15,594 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Apr 2021)
Tax Bill$1,177 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jul 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN38-05-26-014770-014-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014770-014-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area15,594 sqft (0.358 acres)
Lot Dimensions125 ft deep x 125 ft wide
Garage Area420 sqft
Patio Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address711 EBB TIDE DR
CityFLEMING ISLAND
StateFL
Zip32003-9314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 RIVER ISL ESTATES A/K/A PT OF LOT 4 FLOYD DIV FLEMINGISL GRANT AS REC OR 3209 PG
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLOYD DIV FLEMINGISL GRANT
Legal Lot Number15,4
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2012
Census Tract30701

Owner

Source: Clay County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address711 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
MILEND INC
Jul 17, 2024Deed of Trust, Mortgage · FHA Mortgage
MILEND INC
Apr 30, 2026Deed of Trust, Mortgage · Line of Credit
P N C BANK NA
Apr 15, 2021Intrafamily Transfer, Transfer
Apr 1, 2017Loan Modification, Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Prior SaleMay 24, 2010 · Amount on Record
Deed Document Number202123324
Deed Book / Page4443 / 1961
Prior Transfer DateMar 30, 2021
Prior Transfer Doc0000023324
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address711 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314

Mortgage

Document Number0050100978
DateFeb 3, 2026
Book Page5010/978
Instrument2026004916
Lender
NameMILEND INC
TypeMortgage Company
AddressALPHARETTA, GA 30009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address711 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314

Mortgage

Document Number0048400643
DateJul 17, 2024
Book Page4840/643
Instrument2024033142
Lender
NameMILEND INC
TypeMortgage Company
AddressALPHARETTA, GA 30009
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateApr 30, 2026
Property Address711 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Document Number0000021064
Book / Page5040 / 1520
Instrument DateApr 20, 2026
Instrument202621064
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314

Mortgage

Document Number0000021064,
DateApr 30, 2026
Book Page5040/1520
Instrument202621064
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueApr 24, 2066
Interest
Rate6.22%
Max Rate-1%

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY FL
Recording DateApr 15, 2021
Property Address711 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Document Number0044431961
Book / Page4443 / 1961
Map ReferenceMB G PG 568
Instrument DateMar 30, 2021
Instrument2021023324
Transaction TypeTransfer
Record UpdatedFeb 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address711 EBB TIDE DR, 711, FLEMING ISLAND, FL 32003-9314

Transferred To (Grantee/Buyer)

NameVerified Name
Address2991 TUSCARORA TRL, MIDDLEBURG, FL 32068-8226

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address711 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Document Number0039611979
Book / Page003961 / 001979
Instrument DateApr 1, 2017
Transaction TypeMortgage
Record UpdatedMay 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 EBB TIDE DR FLEMING ISLAND FL 320039314, FLEMING ISLAND, FL 32003-9314

Mortgage

Document Number0039611979
DateApr 12, 2017
Book Page003961/001979
Instrument18181
Lender
NameBRANCH BK&TR
TypeBank
AddressCHARLOTTE, NC 28258-0302
Agreement
AmountAmount Recorded
Term276 Months
DueApr 11, 2040
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,177.00 (+5.47%) Homeowner's exemption$117,318 (+5.99%)$210,835 (+5.23%) Land $75,000 Building $135,835
2024$1,116.00 (-20.57%)
2023$1,405.00 (+12.85%) Homeowner's exemption$110,692 (+3%)$200,349 (+8%) Land $65,000 Building $135,349
2022$1,245.00 Homeowner's exemption$107,468$185,507 Land $65,000 Building $120,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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