7248 Bard Rd, Tipp City, OH 45371 Property Records

Miami County property record for 7248 Bard Rd, Tipp City, OH 45371

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,137 sqft · built 2004
Lot Size10.1 acres (441,045 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Apr 2026)
Tax Bill$5,631 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNG12-049140

Property Details

APN / Parcel Number

Primary APNG12-049140
Alternative APN
  • 040631.0-01-037-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,137 sqft Living Area
1st Floor Area4,274 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area441,045 sqft (10.1 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area180 sqft
Deck Area220 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address7248 BARD RD
CityTIPP CITY
StateOH
Zip45371-7624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-4-31 E CEN PT NE TR 4
Legal Range06
Legal Township04
Legal Section31
Legal Tract4
JurisdictionMIAMI OH
Township / Civil DivisionMONROE
Census Block Group2
Census Block2009
Census Tract350101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7248 BARD RD, TIPP CITY, OH 45371-7624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK OF WESTERN OHIO
Apr 2, 2026Warranty Deed, Transfer · Conventional Mortgage
WRIGHT-PATT CREDIT UNION
Jul 24, 2017Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2026 · Amount on Record
Deed SaleApr 2, 2026 · Amount on Record
Deed Document Number20263840
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address7248 BARD RD, TIPP CITY, OH 45371-7624
Transaction TypeMortgage
Record UpdatedApr 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7248 BARD RD, TIPP CITY, OH 45371-7624

Mortgage

Document Number0000007072
DateJun 27, 2025
Instrument2025OR-07072
Lender
NameFIFTH THIRD BANK OF WESTERN OHIO
TypeBank
Address5050 KINGSLEY DR, CINCINNATI, OH 45227
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 25, 2055

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateApr 2, 2026
Property Address7248 BARD RD, TIPP CITY, OH 45371-7624
Document Number0000003840
Instrument DateMar 27, 2026
Instrument20263840
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyUNION TITLE, NORTHWEST UNION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$106,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7248 BARD RD, TIPP CITY, OH 45371-7624

Mortgage

Document Number0000003841,
DateApr 2, 2026
Instrument20263841
Lender
NameWRIGHT-PATT CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address7248 BARD RD, TIPP CITY, OH 45371-7624
Document Number0000009508
Instrument DateJul 24, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7248 BARD RD TIPP CITY OH 453717624, TIPP CITY, OH 45371-7624

Mortgage

Document Number0000009508
DateAug 3, 2017
Instrument9508
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 2, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionMonroe Township
Unified School DistrictTipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,631.00 (-4.59%) Homeowner's exemption$129,920 (+16.2%) Land $29,290 Building $100,630$514,300 (+4.79%) Land $226,800 Building $287,500
2024$5,902.00 (+13.74%) Homeowner's exemption$111,810 (-) Land $25,390 Building $86,420
2023$5,189.00 (-4.12%) Homeowner's exemption$111,810 (-) Land $25,390 Building $86,420$490,800 (-) Land $243,900 Building $246,900
2022$5,412.00 Homeowner's exemption$111,810 Land $25,390 Building $86,420$490,800 Land $243,900 Building $246,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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