7145 Bard Rd, Tipp City, OH 45371 Property Records

Miami County property record for 7145 Bard Rd, Tipp City, OH 45371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1910
Lot Size	3.09 acres (134,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,000 (Oct 1979)
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G12-049910`

Property Details

APN / Parcel Number

Primary APN	`G12-049910`
Alternative APNs	`040632.0-01-002-00` `G12MO028C05100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Upper Floors Area	1,024 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	134,600 sqft (3.09 acres)
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7145 BARD RD
City	TIPP CITY
State	OH
Zip	45371-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-32 NW PT NW
Legal Range	06
Legal Township	04
Legal Section	32
Jurisdiction	MIAMI OH
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2008
Census Tract	350101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7145 BARD RD, TIPP CITY, OH 45371-8939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1979 · Amount on Record
Deed Sale	Oct 1, 1979 · Amount on Record
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7145 BARD RD, TIPP CITY, OH 45371-8939
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018291
Date	Dec 7, 2020
Instrument	2020OR-18291

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Monroe Township
Unified School District	Tipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,628.00 (-20.96%) Homeowner's exemption	$81,140 (+11.87%) Land $33,920 Building $47,220	$231,800 (+11.87%) Land $96,900 Building $134,900
2024	$3,325.00 (+12.56%) Homeowner's exemption	$72,530 (-) Land $34,200 Building $38,330
2023	$2,954.00 (-4.74%) Homeowner's exemption	$72,530 (-) Land $34,200 Building $38,330	$207,200 (-) Land $97,700 Building $109,500
2022	$3,101.00 Homeowner's exemption	$72,530 Land $34,200 Building $38,330	$207,200 Land $97,700 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20