7247 165th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 7247 165th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,436 sqft · built 1982
Lot Size	22.5 acres (980,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,372 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`02-015-1800`

Property Details

APN / Parcel Number

Primary APN	`02-015-1800`

Interior

Building Area	1,436 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	980,100 sqft (22.5 acres)
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	208 sqft
Lean-To	Lean-To

Location & Zoning

Street Address	7247 165TH ST
City	MILACA
State	MN
Zip	56353-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW OF SE - N OF RR 15 38 26 22.50
Legal Range	26
Legal Township	38
Legal Section	15
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1025
Census Tract	170400

Owner

Source: Mille Lacs County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7247 165TH ST, MILACA, MN 56353-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL MINNESOTA CU
Sep 21, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTRAL MINNESOTA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 6, 2009
Transfer Doc	354883
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7247 165TH ST, MILACA, MN 56353-3503
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A402577
Date	Sep 21, 2017
Instrument	A402577

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union
Address	SAINT JOSEPH, MN 56374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 21, 2017
Property Address	7247 165TH ST, MILACA, MN 56353-3503
Document Number	A402576
Instrument Date	Sep 15, 2017
Instrument	A402576
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7247 165TH ST, MILACA, MN 56353-3503

Mortgage

Document Number	A402577
Date	Sep 21, 2017
Instrument	A402577

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union
Address	SAINT JOSEPH, MN 56374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,372.00 (+2.95%)
2025	$2,304.00 (+8.27%) Homeowner's exemption	$254,500 (+12.91%) Land $86,000 Building $168,500	$254,500 (+12.91%) Land $86,000 Building $168,500
2023	$2,128.00	$225,400 Land $68,400 Building $157,000	$225,400 Land $68,400 Building $157,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 75% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
LTD Broadband Fixed Wireless	150 / 130

Cell Coverage

4G LTE only, no 5G reported

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