Mille Lacs County property record for 6526 165th St, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,160 sqft · built 1920 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,944 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-014-0500 |
| Primary APN | 02-014-0500 |
|---|
| Building Area | 1,160 sqft Total Area |
|---|---|
| Basement Area | 676 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Slab |
| Deck Area | 240 sqft |
| Street Address | 6526 165TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 450 FT OF W 1235 FT OF S 484 FT OF SE OF NW 14 38 26 5.00 |
| Legal Range | 26 |
| Legal Township | 38 |
| Legal Section | 14 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | BORGHOLM |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 170400 |
6526 165th St is owned and occupied by two individuals who acquired it in December 2014.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6526 165TH ST, MILACA, MN 56353-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2014 |
| Transfer Doc | A387945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 6526 165TH ST, MILACA, MN 56353-3510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | A425244 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | A425244 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 6526 165TH ST, MILACA, MN 56353-3510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2020 |
| Name | Verified Name |
|---|
| Document Number | A415613 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | A415613 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 6526 165th St was $1,944, down 6.4% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Borgholm Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,944.00 (-6.36%) | $269,500 (+10.5%) Land $92,000 Building $177,500 | $269,500 (+10.5%) Land $92,000 Building $177,500 |
| 2025 | $2,076.00 Homeowner's exemption | $243,900 Land $80,000 Building $163,900 | $243,900 Land $80,000 Building $163,900 |
| 2023 | $2,222.00 | $246,600 Land $54,000 Building $192,600 | $246,600 Land $54,000 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6526 165th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6526 165th St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire.
4G LTE only, no 5G reported
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