6138 165th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 6138 165th St, Milaca, MN 56353

Property Summary

Property Type	Mobile Home
Details	1,568 sqft · built 2021
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,294 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-014-0502`

Property Details

APN / Parcel Number

Primary APN	`02-014-0502`

Interior

Building Area	1,568 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Lot Area	108,900 sqft (2.5 acres)
Deck Area	180 sqft

Location & Zoning

Street Address	6138 165TH ST
City	MILACA
State	MN
Zip	56353-3573
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PART OF S 1/2 OF NE DESC COMM ST SE COR, W 535.00 FT TO POB, N 220.00 FT, W 495.00 FT, S 220.00 FT, E 495.00 FT TO POB
Legal Range	26
Legal Township	38
Legal Section	14
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1018
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6138 165TH ST, MILACA, MN 56353-3573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKERS SOLUTIONS INC
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GRANITE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	6138 165TH ST, MILACA, MN 56353-3573
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A433180
Date	Sep 20, 2022
Instrument	A433180

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	6138 165TH ST, MILACA, MN 56353-3573
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A425816
Date	Jul 22, 2021
Instrument	A425816

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 22, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,294.00 (-22.5%)	$245,400 (+19.94%) Land $67,000 Building $178,400	$245,400 (+19.94%) Land $67,000 Building $178,400
2025		$204,600 (-10.03%) Land $60,000 Building $144,600	$204,600 (-10.03%) Land $60,000 Building $144,600
2023	$2,960.00	$227,400 Land $44,000 Building $183,400	$227,400 Land $44,000 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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