6495 165th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 6495 165th St, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,070 sqft
Lot Size2.86 acres (124,582 sqft)
Owner2 Individual Names on File
Tax Bill$2,146 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-014-1700

Property Details

APN / Parcel Number

Primary APN02-014-1700

Interior

Building Area1,070 sqft Total Area

Exterior

Lot Area124,582 sqft (2.86 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces
Deck Area136 sqft

Location & Zoning

Street Address6495 165TH ST
CityMILACA
StateMN
Zip56353-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 265 FT OF N 470 FT OF NW OF SE 14 38 26 2.86
Legal Range26
Legal Township38
Legal Section14
JurisdictionMILLE LACS MN
Township / Civil DivisionBORGHOLM
Census Block Group1
Census Block1018
Census Tract170400

Owner

Source: Mille Lacs County records · APN 02-014-1700

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6495 165TH ST, MILACA, MN 56353-3509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address6495 165TH ST, MILACA, MN 56353-3509
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA416987
DateMay 05, 2020
InstrumentA416987
Lender
NameNEWREZ LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionBorgholm Township
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,146.00 (-8.76%)
2025$193,800 (-4.3%) Land $62,900 Building $130,900$193,800 (-4.3%) Land $62,900 Building $130,900
2023$2,352.00$202,500 Land $45,400 Building $157,100$202,500 Land $45,400 Building $157,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 75% of Minnesota
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Benton Cooperative Telephone CompanyFiber250 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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