8392 165th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 8392 165th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,044 sqft · built 1980
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Jun 2019)
Tax Bill	$1,064 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-016-0400`

Property Details

APN / Parcel Number

Primary APN	`02-016-0400`

Interior

Building Area	1,044 sqft Living Area
Basement Area	936 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	217,800 sqft (5 acres)
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft
Shed	1 Shed

Location & Zoning

Street Address	8392 165TH ST
City	MILACA
State	MN
Zip	56353-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 660 OF E 330 OF W 800 FT OF SW OF NE 16 38 26 5.00
Legal Range	26
Legal Township	38
Legal Section	16
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1027
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8392 165TH ST, MILACA, MN 56353-3419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL CO
Jun 6, 2019	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL CO
Apr 23, 2018	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	2019411699
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8392 165TH ST, MILACA, MN 56353-3419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A416198
Date	Mar 10, 2020
Instrument	A416198

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 6, 2019
Property Address	8392 165TH ST, MILACA, MN 56353-3419
Document Number	A411699
Instrument Date	Jun 4, 2019
Instrument	A411699
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$722.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8392 165TH ST, MILACA, MN 56353-3419

Mortgage

Document Number	A411700
Date	Jun 6, 2019
Instrument	A411700

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 23, 2018
Property Address	8392 165TH ST, MILACA, MN 56353-3419
Document Number	A405818
Instrument Date	Apr 20, 2018
Instrument	A405818
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$381.15
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8392 165TH ST, MILACA, MN 56353-3419

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,064.00 (-8.59%)	$259,400 (+11.52%) Land $92,000 Building $167,400	$259,400 (+11.52%) Land $92,000 Building $167,400
2025		$232,600 (-2.96%) Land $80,000 Building $152,600	$232,600 (-2.96%) Land $80,000 Building $152,600
2023	$1,164.00	$239,700 Land $54,000 Building $185,700	$239,700 Land $54,000 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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