706 4th St, Colo, IA 50056 Property Records

Story County property record for 706 4th St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,484 sqft · built 1900
Lot Size0.44 acres (19,170 sqft)
Owner2 Individual Names on File
Tax Bill$3,852 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN12-08-406-390

Property Details

APN / Parcel Number

Primary APN12-08-406-390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,484 sqft Living Area
1st Floor Area794 sqft
Basement Area646 sqft
Unfinished Basement647 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleA-Frame
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area19,170 sqft (0.44 acres)
Lot Dimensions142 ft deep x 135 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address706 4TH ST
CityCOLO
StateIA
Zip50056-1024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOSTETTER & MCCOY SD LOTS 1 & 2 & N35' LOT 3 BLK 2
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionHOSTETTER & MCCOY'S SD
Legal Block2
Legal Lot Number1-3
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3037
Census Tract10200

Owner

706 4th St is owned and occupied by two individuals.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address706 4TH ST, COLO, IA 50056-1024
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address706 4TH ST, COLO, IA 50056-1024
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201803190
DateApr 20, 2018
Instrument2018-03190
Lender
NameGREAT WESTERN BANK
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 706 4th St was $3,852 with a homeowner's exemption, up 2% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,852.00 (+1.96%) Homeowner's exemption$238,900 Land $50,200 Building $188,700$238,900 Land $50,200 Building $188,700
2024$3,778.00
2023$218,400 Land $40,800 Building $177,600$218,400 Land $40,800 Building $177,600
2022$3,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 4th St

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