Monroe County property record for 723 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,668 sqft Living Area |
| Garage | 656 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $294,000 (2023) |
| Tax Bill | $5,250.00 (2024) |
| Primary APN | 08-20-301-005-101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 1,668 sqft Living Area |
| 1st Floor | 1,668 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment Style |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Driveway | Driveway Concrete |
| Driveway Area | 680 sqft Driveway |
| Garage Area | 656 sqft Garage |
| Deck Area | 60 sqft Deck |
| Patio Area | 60 sqft Patio |
| Porch Area | 378 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 723 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3165 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT A VILLA 11 LOT 5 EAST RIDGE 8 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 5 |
| Legal Unit | A |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-301-005-101
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 723 RIDGE RD, WATERLOO, IL 62298-3165 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 20, 2023 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 17, 2022 | Warranty Deed, Transfer |
| Jan 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on Record |
| Deed Sale | Jan 27, 2023 · Amount on Record |
| Prior Sale | Jun 17, 2022 · Amount on Record |
| Deed Doc Number | 2023427750 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0000431561 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 20, 2023 |
| Property Address | 723 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Number | 0000431561 |
| Map Reference | DOC 303814 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 431561 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 723 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 27, 2023 |
| Property Address | 723 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Number | 0000427750 |
| Map Reference | DOC 303815 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 427750 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 ROGERS ST, WATERLOO, IL 62298-1597 |
| Name | Verified Name |
|---|---|
| Address | 723 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Number | 0000427751 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 427751 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 17, 2022 |
| Property Address | 723 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Number | 0000424768 |
| Map Reference | DOC 303815 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 424768 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 DUBRAY DR APT 2413, 10, SAINT PETERS, MO 63376-3580 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 723 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 723 RIDGE RD, WATERLOO, IL 62298-3165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000387914 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 387914 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 04, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,310 (+15.25%) Land $15,900 Building $84,410 | $300,930 (+15.25%) Land $47,700 Building $253,230 | |
| 2024 | $5,250.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $87,040 Land $14,850 Building $72,190 | $261,120 Land $44,550 Building $216,570 |
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