Monroe County property record for 720 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,495 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $183,500 (2019) |
| Tax Bill | $4,629.00 (2024) |
| Primary APN | 08-20-301-013-102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,495 sqft Living Area |
| 1st Floor | 1,495 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment Style |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,534 sqft (0.15 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 660 sqft Driveway |
| Garage Area | 576 sqft Garage |
| Deck Area | 168 sqft Deck |
|---|---|
| Patio Area | 360 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 168 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 720 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3161 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT B VILLA 8 LOT 13 EAST RIDGE 8 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 13 |
| Legal Unit | B |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-301-013-102
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 RIDGE RD, WATERLOO, IL 62298-3161 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| May 22, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Deed Doc Number | 2019401590 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 720 RIDGE RD, WATERLOO, IL 62298-3161 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000432655 |
|---|---|
| Date | Apr 04, 2024 |
| Instrument | 432655 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 720 RIDGE RD, WATERLOO, IL 62298-3161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000402755 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 402755 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 22, 2019 |
| Property Address | 720 RIDGE RD, WATERLOO, IL 62298-3161 |
| Document Number | 0000401590 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 401590 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.25 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 ELDONDALE DR, 251, HECKER, IL 62248-1016 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 720 RIDGE RD, WATERLOO, IL 62298-3161 |
| Document Number | 0000401591 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 401591 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,820 (+14.33%) Land $15,900 Building $73,920 | $269,460 (+14.33%) Land $47,700 Building $221,760 | |
| 2024 | $4,629.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $78,560 Land $14,850 Building $63,710 | $235,680 Land $44,550 Building $191,130 |
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