Monroe County property record for 728 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,561 sqft Building Perimeter |
| Lot Size | 22,216 sqft (0.51 acres) |
| Garage | Mixed, 743 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,625.00 (2024) |
| Primary APN | 08-20-301-015-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,561 sqft Building Perimeter |
| 1st Floor | 736 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 22,216 sqft (0.51 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,156 sqft Driveway |
| Garage Type | Mixed Garage |
| Garage Area | 743 sqft Garage |
| Deck Area | 216 sqft Deck |
| Patio Area | 432 sqft Patio |
| Porch Area | 272 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 728 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3161 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 EAST RIDGE 8 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-301-015-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 728 RIDGE RD, WATERLOO, IL 62298-3161 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 728 RIDGE RD, WATERLOO, IL 62298-3161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000408344 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 408344 |
| Name | TOWN & COUNTRY BANC MTG SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,410 (+26.22%) Land $18,370 Building $104,040 | $367,230 (+26.22%) Land $55,110 Building $312,120 | |
| 2024 | $6,625.00 | ||
| 2022 | Additional exemption filed | $96,980 Land $16,370 Building $80,610 | $290,940 Land $49,110 Building $241,830 |
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