722 Ridge Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 722 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2001
Square Footage1,415 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$269,000 (2022)
Tax Bill$4,539.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-20-301-014-101
Alternative APN
  • 08-20-301-014-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,415 sqft Living Area
1st Floor1,415 sqft 1st Floor
Basement Area1,415 sqft Basement
Unfinished Basement1,415 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment Style
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area6,534 sqft (0.15 acres)
DrivewayDriveway Concrete
Driveway Area714 sqft Driveway
Garage Area600 sqft Garage
Deck Area168 sqft Deck
Patio Area336 sqft Patio
Porch Area210 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address722 RIDGE RD
CityWATERLOO
StateIL
Zip62298-3161
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT A VILLA 3 LOT 14 EAST RIDGE 8 CONDO PLAT
Legal Range09W
Legal Township02S
Legal Section20
Legal SubdivisionEAST RIDGE
Legal Lot Number14
Legal UnitA
JurisdictionMONROE IL
Minor Civil Division26
Census Blockgroup1
Census Block1000
Census Tract600401

Owner

Source: Monroe County records · APN 08-20-301-014-101

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address722 RIDGE RD, WATERLOO, IL 62298-3161
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Warranty Deed, Transfer · Conventional Mortgage
DIETERICH BANK
Sep 01, 2017Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2022 · Amount on Record
Deed SaleOct 19, 2022 · Amount on Record
Record RefreshedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateOct 19, 2022
Property Address722 RIDGE RD, WATERLOO, IL 62298-3161
Document Number0000426586
Map ReferenceDOC 249870
Instrument DateOct 18, 2022
Instrument426586
Transaction TypeTransfer
Record UpdatedNov 09, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$403.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1704 LONGFIELD DR, 1704, SAINT HELENA ISLAND, SC 29920-3812

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 RIDGE RD, WATERLOO, IL 62298-3161

Mortgage

Document Number0000426587
DateOct 19, 2022
Instrument426587
Lender
NameDIETERICH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateSep 01, 2017
Property Address722 RIDGE RD, WATERLOO, IL 62298-3161
Document Number0000391718
Map ReferenceENV2-133A BK233 PG 7
Instrument DateAug 31, 2017
Instrument391718
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$263.25
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 RIDGE RD, WATERLOO, IL 62298-3161

Mortgage

Document Number0000391719
DateSep 01, 2017
Instrument391719
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$88,090 (+14.95%) Land $15,900 Building $72,190$264,270 (+14.95%) Land $47,700 Building $216,570
2024$4,539.00
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$76,630 Land $14,850 Building $61,780$229,890 Land $44,550 Building $185,340

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