727 Ridge Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 727 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	4 Baths
Year Built	Built 2006
Square Footage	1,696 sqft Living Area
Lot Size	0.279 acres
Occupancy	Owner Occupied
Last Sale	$201,000 (2018)
Tax Bill	$4,852.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-20-301-006-101`
Alternative APN	`08-20-301-006-000`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,696 sqft Living Area
1st Floor	1,696 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment Style
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	12,189 sqft
Driveway	Driveway Concrete
Driveway Area	680 sqft Driveway
Garage Area	528 sqft Garage
Patio Area	117 sqft Patio
Porch Area	135 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	727 RIDGE RD
City	WATERLOO
State	IL
Zip	62298-3165
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT A VILLA 12 LOT 6 EAST RIDGE 8
Legal Range	09W
Legal Township	02S
Legal Section	20
Legal Subdivision	EAST RIDGE
Legal Lot Number	6
Legal Unit	A
Jurisdiction	MONROE IL
Minor Civil Division	26
Census Blockgroup	1
Census Block	1006
Census Tract	600401

Owner

Source: Monroe County records · APN 08-20-301-006-101

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	727 RIDGE RD, WATERLOO, IL 62298-3165
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2018 · Amount on Record
Deed Sale	Apr 03, 2018 · Amount on Record
Deed Doc Number	2018395103
Record Refreshed	Sep 20, 2026

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Apr 03, 2018
Property Address	727 RIDGE RD, WATERLOO, IL 62298-3165
Document Number	0000395103
Map Reference	DOC 308676
Instrument Date	Mar 23, 2018
Instrument	395103
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$301.50
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	727 RIDGE RD, WATERLOO, IL 62298-3165

Mortgage

Document Number	0000395104
Date	Apr 03, 2018
Instrument	395104

Lender

Name	FRB FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,620 (+15.39%) Land $15,840 Building $72,780	$265,860 (+15.39%) Land $47,520 Building $218,340
2024	$4,852.00
2022	Additional exemption filed	$76,800 Land $14,820 Building $61,980	$230,400 Land $44,460 Building $185,940