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721 3rd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 721 3rd Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage1,122 sqft Living Area
Lot Size7,100 sqft (0.162 acres)
GarageDetached, 240 sqft
Last Sale$89,500 (2025)
Tax Bill$1,154.00 (2024)

Property Details

APN / Parcel Number

Primary APN963607340007

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,122 sqft Living Area
1st Floor672 sqft 1st Floor
Basement Area752 sqft Basement
Stories1 Stories
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1925
Architectural StyleCape Cod Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Lot Area7,100 sqft (0.162 acres)
Depth X Width142 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area240 sqft Garage
PorchEnclosed Porch
Porch Area185 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address721 3RD AVE E
CitySPENCER
StateIA
Zip51301-4409
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1 16 COLLEGE
Legal SubdivisionCOLLEGE ADDITION
JurisdictionCLAY IA
Minor Civil DivisionSPENCER
Census Blockgroup2
Census Block2004
Census Tract80200

Owner

Source: Clay County records · APN 963607340007

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 E 13TH ST, SPENCER, IA 51301-4539
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on May 21, 2025
  • Deed Sale Price on May 21, 2025
  • Prior Sale Amount on Oct 13, 2016
Deed Doc Number2025 1214
Deed Book / Page2025 / 1214
Record RefreshedJun 08, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateMay 21, 2025
Property Address721 3RD AVE E, SPENCER, IA 51301-4409
Document Number02025/1214
Book / Page2025 / 1214
Instrument DateMay 15, 2025
Instrument2025 1214
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$142.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E 13TH ST, SPENCER, IA 51301-4539

Mortgage

Document Number0020251215
DateMay 21, 2025
Instrument2025 1215
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

Mortgage

Document Number02025/1186
DateMay 19, 2025
Book Page2025/1186
Instrument2025 1186
Lender
NameNORTHWEST BANK
TypeBank
AddressSPENCER, IA 51301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term6 Months
DueNov 16, 2025

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$75,590 (+4.78%) Land $17,500 Building $58,090$75,590 (+4.78%) Land $17,500 Building $58,090
2024$1,154.00 (+6.07%)
2023$72,140 (+16.77%) Land $13,500 Building $58,640$72,140 (+16.77%) Land $13,500 Building $58,640
2022$1,088.00$61,780 Land $13,500 Building $48,280
2021$61,780 Land $13,500 Building $48,280

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