Clay County property record for 712 3rd Ave E, Spencer, IA 51301 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1922 |
| Square Footage | 1,334 sqft Living Area |
| Lot Size | 7,100 sqft (0.162 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,500 (2021) |
| Tax Bill | $1,214.00 (2024) |
| Primary APN | 963607413003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,334 sqft Living Area |
| 1st Floor | 988 sqft 1st Floor |
| Attic Area | 346 sqft Attic |
| Basement Area | 988 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1922 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Block Foundation |
| Roof Construction | Hip Roof Construction |
| Lot Area | 7,100 sqft (0.162 acres) |
| Depth X Width | 142 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 144 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Water Source | Commercial Water Source |
| Old Parcel Number | 64096360741300300 |
|---|---|
| Street Address | 712 3RD AVE E |
| City | SPENCER |
| State | IA |
| Zip | 51301-4408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13 17 COLLEGE |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | COLLEGE ADDITION |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY IA |
| Minor Civil Division | SPENCER |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 80200 |
Source: Clay County records · APN 963607413003
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 3RD AVE E, SPENCER, IA 51301-4408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK |
| Oct 03, 2019 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on Record |
| Deed Sale | Aug 17, 2021 · Amount on Record |
| Prior Sale | Oct 03, 2019 |
| Deed Doc Number | 2021 2621 |
| Deed Book / Page | 2021 / 2621 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Aug 17, 2021 |
| Property Address | 712 3RD AVE E, SPENCER, IA 51301-4408 |
| Document Number | 2021/2621 |
| Book / Page | 2021 / 2621 |
| Instrument Date | Aug 09, 2021 |
| Instrument | 2021 2621 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 3RD AVE E, SPENCER, IA 51301-4408 |
| Document Number | 2021262220212622 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021 262220212622 |
| Name | NORTHWEST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Oct 03, 2019 |
| Property Address | 712 3RD AVE E, SPENCER, IA 51301-4408 |
| Document Number | 2019/2637 |
| Book / Page | 2019 / 2637 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 2637 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 3RD AVE E, SPENCER, IA 51301-4408 |
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,150 (+4.78%) Land $17,500 Building $72,650 | $90,150 (+4.78%) Land $17,500 Building $72,650 | |
| 2024 | $1,214.00 (+6.68%) | ||
| 2023 | $86,040 (+17.12%) Land $13,500 Building $72,540 | $86,040 (+17.12%) Land $13,500 Building $72,540 | |
| 2022 | $1,138.00 | $73,460 Land $13,500 Building $59,960 | |
| 2021 | $73,460 Land $13,500 Building $59,960 |
712 3rd Ave E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Clay County (19041C), updated February 21, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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