1104 3rd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 1104 3rd Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1947
Square Footage	1,724 sqft Living Area
Lot Size	6,020 sqft (0.138 acres)
Occupancy	Owner Occupied
Last Sale	$69,500 (1993)
Tax Bill	$2,674.00 (2024)

Owner

Source: Clay County records · APN 963607257008

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1104 3RD AVE E, SPENCER, IA 51301-4428
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 1993 · Amount on Record
Deed Sale	Sep 17, 1993 · Amount on Record
Deed Doc Number	0000N3 101
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,990 (+10.01%) Land $17,470 Building $177,520	$194,990 (+10.01%) Land $17,470 Building $177,520
2024	$2,674.00 (-9.84%)
2023		$177,250 (+17.97%) Land $12,230 Building $165,020	$177,250 (+17.97%) Land $12,230 Building $165,020
2022	$2,966.00 Homeowner's exemption	$150,250 Land $12,230 Building $138,020
2021			$150,250 Land $12,230 Building $138,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`963607257008`
Alternative APN	`64096360725700800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	1,724 sqft Living Area
1st Floor	816 sqft 1st Floor
Basement Area	816 sqft Basement
Finished Basement	300 sqft Finished
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1947
Architectural Style	Colonial Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	6,020 sqft (0.138 acres)
Depth X Width	43 ft x 140 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	690 sqft Garage

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	64096360725700800
Street Address	1104 3RD AVE E
City	SPENCER
State	IA
Zip	51301-4428
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	8 8 FAIRVIEW
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	FAIRVIEW ADDITION
Legal Lot Number	8
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3049
Census Tract	80200