713 3rd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 713 3rd Ave E, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 852 sqft · built 1900
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Tax Bill	$1,044 (2024)
Flood Zone	Zone X (minimal risk)
APN	`963607340009`

Property Details

APN / Parcel Number

Primary APN	`963607340009`
Alternative APN	`64096360734000900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace
Water Source	Commercial

Location & Zoning

Old Parcel Number	64096360734000900
Street Address	713 3RD AVE E
City	SPENCER
State	IA
Zip	51301-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 16 COLLEGE
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	COLLEGE ADDITION
Legal Lot Number	3
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2004
Census Tract	80200

Owner

Source: Clay County records · APN 963607340009

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	713 3RD AVE E, SPENCER, IA 51301-4409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 1995
Deed Sale	Jul 18, 1995
Deed Document Number	0000Q3 127
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,400 (+9.54%) Land $17,500 Building $53,900	$71,400 (+9.54%) Land $17,500 Building $53,900
2024	$1,044.00
2023		$65,180 Land $13,500 Building $51,680	$65,180 Land $13,500 Building $51,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410802002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force 2 of 11 on primary residences
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2024, rainfall accumulation, Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Flood Events	Severe Storms, Flooding, Straight-line Winds, And Tornadoes (Jun 2024), 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.