916 3rd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 916 3rd Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1950
Square Footage	1,031 sqft Living Area
Lot Size	5,000 sqft (0.114 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2022)
Tax Bill	$2,030.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963607405001`
Alternative APN	`64096360740500100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,031 sqft Living Area
1st Floor	800 sqft 1st Floor
Basement Area	800 sqft Basement
Finished Basement	325 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Architectural Style	Ranch Style
Exterior Material	Shingles Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	5,000 sqft (0.114 acres)
Depth X Width	50 ft x 100 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	231 sqft Garage
Porch	Enclosed Porch
Porch Area	176 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	64096360740500100
Street Address	916 3RD AVE E
City	SPENCER
State	IA
Zip	51301-4411
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N 100' 6 7 COLLEGE
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	COLLEGE ADDITION
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3065
Census Tract	80200

Owner

Source: Clay County records · APN 963607405001

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	916 3RD AVE E, SPENCER, IA 51301-4411
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2022 · Amount on Record
Deed Sale	Sep 09, 2022 · Amount on Record
Deed Doc Number	2022 2397
Deed Book / Page	2022 / 2397
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Sep 09, 2022
Property Address	916 3RD AVE E, SPENCER, IA 51301-4411
Document Number	02022/2397
Book / Page	2022 / 2397
Instrument Date	Aug 25, 2022
Instrument	2022 2397
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 3RD AVE E, SPENCER, IA 51301-4411

Mortgage

Document Number	02022/2398
Date	Sep 09, 2022
Book Page	2022/2398
Instrument	2022 2398

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 01, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,610 (+11.38%) Land $17,280 Building $135,330	$152,610 (+11.38%) Land $17,280 Building $135,330
2024	$2,030.00 (+7.41%)
2023		$137,020 (+18%) Land $12,100 Building $124,920	$137,020 (+18%) Land $12,100 Building $124,920
2022	$1,890.00 Homeowner's exemption	$116,120 Land $12,100 Building $104,020
2021			$116,120 Land $12,100 Building $104,020