720 Winding River Dr, Williamston, MI 48895 Property Records

Ingham County property record for 720 Winding River Dr, Williamston, MI 48895

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,304 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,900 (Feb 2017)
Tax Bill	$5,526 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-18-03-34-427-048`

Property Details

APN / Parcel Number

Primary APN	`33-18-03-34-427-048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Total Area
1st Floor Area	1,304 sqft
Basement Area	1,184 sqft
Flooring	Vinyl Sheet/Linoleum

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	116 ft deep x 69 ft wide
Garage Area	400 sqft
Porch	Slab
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	720 WINDING RIVER DR
City	WILLIAMSTON
State	MI
Zip	48895-9024
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1S
Legal Description	UNIT 48 RIVERWOOD CONDOMINIUM INGHAM CO. CONDO. SUB. PLAN NO. 94 NEW DESCR. 11-14-94
Legal Subdivision	RIVERWOOD
Legal Unit	48
Jurisdiction	INGHAM MI
Township / Civil Division	WILLIAMSTON
Census Block Group	1
Census Block	1012
Census Tract	5800

Owner

Source: Ingham County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 1, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Prior Sale	Sep 8, 2011 · Amount on Record
Deed Document Number	20173748
Last Transfer Date	Oct 6, 2023
Transfer Doc	0000040137
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	720 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024

Mortgage

Document Number	0000005058
Date	Mar 4, 2026
Instrument	2026-005058

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	720 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039984
Date	Oct 10, 2023
Instrument	2023-039984

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Feb 1, 2017
Property Address	720 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024
Document Number	0000003748
Instrument Date	Jan 24, 2017
Instrument	2017-003748
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,233.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 SCIENCE PKWY, 2400, OKEMOS, MI 48864-2560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 AUDREY RAE LN, HOWELL, MI 48843-6609
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003749
Date	Feb 1, 2017
Instrument	2017-003749

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Williamston City
Unified School District	Williamston Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,100 (+9.56%) Land $27,000 Building $99,100	$252,200 (+9.56%) Land $54,000 Building $198,200
2025	$5,526.00 (+26.86%) Homeowner's exemption	$115,100 (+10.57%) Land $27,000 Building $88,100	$230,200 (+10.57%) Land $54,000 Building $176,200
2023		$104,100 Land $24,300 Building $79,800	$208,200 Land $48,600 Building $159,600
2019	$4,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1985–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLIAMSTON serves 3,917 people · EPA ID MI0007120
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier, Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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