621 Winding River Dr, Williamston, MI 48895 Property Records

Ingham County property record for 621 Winding River Dr, Williamston, MI 48895

Property Summary

Property Type	Condominium
Details	2 ba · 1,432 sqft · built 1996
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,000 (Apr 2025)
Tax Bill	$7,103 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-18-03-34-427-051`

Property Details

APN / Parcel Number

Primary APN	`33-18-03-34-427-051`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	136 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	400 sqft
Porch	Slab
Deck Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	621 WINDING RIVER DR
City	WILLIAMSTON
State	MI
Zip	48895-9022
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1S
Legal Description	UNIT 51 RIVERWOOD CONDOMINIUM INGHAM CO. CONDO. SUB. PLAN NO. 94 NEW DESCR. 11-14-94
Legal Subdivision	RIVERWOOD CONDOMINIUM
Legal Unit	51
Jurisdiction	INGHAM MI
Township / Civil Division	WILLIAMSTON
Census Block Group	1
Census Block	1012
Census Tract	5800

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5055 GIESBORO LN, OKEMOS, MI 48864-1267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK
Jun 23, 2020	Warranty Deed, Transfer · Conventional with PMI HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	202511501
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	621 WINDING RIVER DR, WILLIAMSTON, MI 48895-9022
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038422
Date	Oct 24, 2017
Instrument	2017-038422

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jun 23, 2020
Property Address	621 WINDING RIVER DR, WILLIAMSTON, MI 48895-9022
Document Number	0000020165
Instrument Date	Jun 19, 2020
Instrument	20165
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,797.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7505 AFFELDT ST WESTLAND MI 481852624, WESTLAND, MI 48185-2624

Mortgage

Document Number	20166
Date	Jun 23, 2020
Instrument	20166

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Williamston City
Unified School District	Williamston Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,100 (+9.98%) Land $27,000 Building $115,100	$284,200 (+9.98%) Land $54,000 Building $230,200
2025	$7,103.00 (+61.58%) Homeowner's exemption	$129,200 (+12.15%) Land $27,000 Building $102,200	$258,400 (+12.15%) Land $54,000 Building $204,400
2023		$115,200 Land $24,300 Building $90,900	$230,400 Land $48,600 Building $181,800
2019	$4,396.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1985–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLIAMSTON serves 3,917 people · EPA ID MI0007120
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier, Surf Internet.

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