720 Moraga Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 720 Moraga Rd, Lafayette, CA 94549 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,955 sqft · built 1961
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$1,188,500 (Jul 2021)
Tax Bill	$16,278 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`240-070-009-8`

Property Details

APN / Parcel Number

Primary APN	`240-070-009-8`
Alternative APN	`240-070-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	1,045 sqft
Basement Area	910 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	720 MORAGA RD
City	LAFAYETTE
State	CA
Zip	94549-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR RO COLORADOS
Legal Subdivision	RANCHO LAGUNA DE LOS PALOS COL
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	351200

Owner

Source: Contra Costa County records · APN 240-070-009-8

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit POINT DIGITAL FINANCE INC
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 23, 2021	Grant Deed, Transfer · Conventional Mortgage REALI LOANS INC
Jun 09, 2021	Grant Deed, Transfer · Commercial Mortgage PIVOTAL CAPITAL GROUP II LLC
Jun 09, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 23, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Apr 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jun 09, 2021 · Amount on Record
Deed Document Number	2021208219
Prior Transfer Date	Jun 07, 2021
Prior Transfer Doc	0000167642
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916

Mortgage

Document Number	0000313964
Date	Nov 12, 2021
Instrument	2021-313964

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916
Transaction Type	Mortgage
Record Updated	Nov 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916

Mortgage

Document Number	0000299335
Date	Oct 26, 2021
Instrument	2021-299335

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916

Mortgage

Document Number	0000319056
Date	Nov 18, 2021
Instrument	2021-319056

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 23, 2021
Property Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916
Document Number	0000208219
Map Reference	VOL 15 PG 308
Instrument Date	Jul 07, 2021
Instrument	2021-208219
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916

Mortgage

Document Number	0000208220
Date	Jul 23, 2021
Instrument	2021-208220

Lender

Name	REALI LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 09, 2021
Property Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916
Document Number	0000167643
Map Reference	VOL 15 PG 308
Instrument Date	Jun 07, 2021
Instrument	2021-167643
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 MARINERS ISLAND BLVD STE 210, 210, SAN MATEO, CA 94404-5059
Investor	Possibly a Property Investor

Mortgage

Document Number	0000167644
Date	Jun 09, 2021
Instrument	2021-167644

Lender

Name	PIVOTAL CAPITAL GROUP II LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 09, 2021
Property Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916
Document Number	0000167642
Map Reference	VOL 15 PG 308
Instrument Date	Jun 07, 2021
Instrument	2021-167642
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 23, 2019
Property Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916
Document Number	0000056445
Instrument Date	Apr 23, 2019
Instrument	56445
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 MORAGA RD LAFAYETTE CA 945494916, LAFAYETTE, CA 94549-4916

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 23, 2019
Property Address	720 MORAGA RD, LAFAYETTE, CA 94549-4916
Document Number	0000056446
Instrument Date	Apr 20, 2019
Instrument	56446
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	720 MORAGA RD LAFAYETTE CA 945494916, LAFAYETTE, CA 94549-4916

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,325,978 (+2%) Land $1,082,432 Building $243,546
2025	$16,278.00 (+8.35%)	$1,299,979 (+4.04%) Land $1,061,208 Building $238,771
2023	$15,024.00 (+1.58%)	$1,249,500 Land $1,020,000 Building $229,500
2022	$14,791.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133512003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–1995)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1995, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, Mud Flows

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	About 1 in 427 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 173 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Unwired	Fixed Wireless	300 / 25

May also be available at this address: AT&T, Verizon, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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