730 Moraga Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 730 Moraga Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,660 sqft · built 1980
Lot Size	1.51 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$2,550,000 (Oct 2020)
Tax Bill	$32,126 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`240-070-005-6`

Property Details

APN / Parcel Number

Primary APN	`240-070-005-6`
Alternative APN	`240-070-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,660 sqft Living Area
1st Floor Area	1,623 sqft
Basement Area	1,755 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Lot Area	66,211 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	730 MORAGA RD
City	LAFAYETTE
State	CA
Zip	94549-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RO COLORADOS POR LOTS 50 & 51
Legal Subdivision	COLORADOS RHO
Legal Lot Number	50,51
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	351200

Owner

Source: Contra Costa County records · APN 240-070-005-6

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	730 MORAGA RD, LAFAYETTE, CA 94549-4916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2020 · Amount on Record
Deed Sale	Oct 08, 2020 · Amount on Record
Deed Document Number	2020232144
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 08, 2020
Property Address	730 MORAGA RD, LAFAYETTE, CA 94549-4916
Document Number	0000232144
Map Reference	MB 15 PG 308
Instrument Date	Sep 24, 2020
Instrument	2020-232144
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	730 MORAGA RD, LAFAYETTE, CA 94549-4916

Mortgage

Document Number	0000232145
Date	Oct 08, 2020
Instrument	2020-232145

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,855,404 (+3.45%) Land $1,656,120 Building $1,199,284
2025	$32,126.00 (+3.45%)	$2,760,201 (+4.04%) Land $1,623,648 Building $1,136,553
2023	$31,054.00 (+1.54%)	$2,653,020 Land $1,560,600 Building $1,092,420
2022	$30,584.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–1995)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Wildfire

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Communications, LLC., Verizon.

Based on FCC filings for 173 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST BAY MUD serves 1,468,000 people
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.