740 Moraga Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 740 Moraga Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,685 sqft · built 1974
Lot Size	0.686 acres (29,880 sqft)
Owner	2 Individual Names on File
Last Sale	$1,695,000 (Nov 2021)
Tax Bill	$21,385 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`240-080-003-9`

Property Details

APN / Parcel Number

Primary APN	`240-080-003-9`
Alternative APN	`240-080-003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,685 sqft Living Area
1st Floor Area	1,565 sqft
2nd Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Lot Area	29,880 sqft (0.686 acres)
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	740 MORAGA RD
City	LAFAYETTE
State	CA
Zip	94549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE WOODLANDS POR LOT 4
Legal Subdivision	LAFAYETTE WOODLANDS
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	351200

Owner

740 Moraga Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	740 MORAGA RD, LAFAYETTE, CA 94549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Deed Document Number	2021313741
Prior Transfer Date	Dec 17, 2018
Prior Transfer Doc	0000014710
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 12, 2021
Property Address	740 MORAGA RD, LAFAYETTE, CA 94549
Document Number	0000313741
Map Reference	MB 21 PG 609
Instrument Date	Nov 5, 2021
Instrument	2021-313741
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	740 MORAGA RD, LAFAYETTE, CA 94549

Mortgage

Document Number	0000313742
Date	Nov 12, 2021
Instrument	2021-313742

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 4, 2019
Property Address	740 MORAGA RD, LAFAYETTE, CA 94549
Document Number	0000014710
Instrument Date	Dec 17, 2018
Instrument	14710
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	740 MORAGA RD LAFAYETTE CA 94549, LAFAYETTE, CA 94549

Tax Assessment & Valuation

The 2025 property tax bill for 740 Moraga Rd was $21,385 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,813,071 (+2%) Land $1,190,674 Building $622,397
2025	$21,385.00 Homeowner's exemption	$1,777,522 Land $1,167,328 Building $610,194
2023	$20,659.00 (+1.55%) Homeowner's exemption	$1,708,500 Land $1,122,000 Building $586,500
2022	$20,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 740 Moraga Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–1995)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Moraga Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

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