675 Moraga Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 675 Moraga Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,674 sqft · built 1981
Lot Size	1.07 acres (47,044 sqft)
Owner	2 Company Names on Record
Last Sale	$1,670,000 (Jul 2014)
Tax Bill	$24,287 (2025)
Deeds & Mortgages	Nov 2019 Transfer Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`240-170-001-4`

Property Details

APN / Parcel Number

Primary APN	`240-170-001-4`
Alternative APN	`240-170-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,674 sqft Living Area
1st Floor Area	2,873 sqft
Basement Area	1,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Material	Tar & Gravel
Lot Area	47,044 sqft
View / Lot	Woodland
Garage Type	Attached
Garage Area	743 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	675 MORAGA RD
City	LAFAYETTE
State	CA
Zip	94549-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL MAP 79 PG 40 PCL A EX MR
Legal Tract	79PM40
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4002
Census Tract	350000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	675 MORAGA RD, LAFAYETTE, CA 94549-4913
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 1, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2014 · Amount on Record
Deed Sale	Jul 1, 2014 · Amount on Record
Prior Sale	Feb 20, 2013 · Amount on Record
Deed Document Number	2014107586
Last Transfer Date	Nov 21, 2019
Transfer Doc	0000209389
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 21, 2019
Property Address	675 MORAGA RD, LAFAYETTE, CA 94549-4913
Document Number	0000209389
Instrument Date	Nov 21, 2019
Instrument	209389
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	675 MORAGA RD LAFAYETTE CA 945494913, LAFAYETTE, CA 94549-4913

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	675 MORAGA RD, LAFAYETTE, CA 94549-4913
Document Number	0000136911
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	675 MORAGA RD LAFAYETTE CA 945494913, LAFAYETTE, CA 94549-4913

Mortgage

Document Number	0000136911
Date	Aug 26, 2019
Instrument	136911

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,047,221 (+2%) Land $1,250,399 Building $796,822
2025	$24,287.00 (+3.41%)	$2,007,081 (+4.04%) Land $1,225,882 Building $781,199
2023	$23,485.00 (+0.49%)	$1,929,146 Land $1,178,281 Building $750,865
2022	$23,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1983–1998)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Moraga Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures