672 Moraga Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 672 Moraga Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,116 sqft · built 2011
Lot Size	0.96 acres (41,817 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,050,000 (Jul 2022)
Tax Bill	$25,317 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-060-007-4`

Property Details

APN / Parcel Number

Primary APN	`240-060-007-4`
Alternative APN	`240-060-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,116 sqft Living Area
1st Floor Area	2,116 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Lot Area	41,817 sqft (0.96 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	672 MORAGA RD
City	LAFAYETTE
State	CA
Zip	94549-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RO COLORADOS POR LOT 65
Legal Subdivision	LAGUNA DE LOS PALOS COLORADOS
Legal Lot Number	65
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	351200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	672 MORAGA RD, LAFAYETTE, CA 94549-4914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage BDS CAPITAL INC
Jul 11, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 30, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	2022110909
Prior Transfer Date	Feb 25, 2013
Prior Transfer Doc	0000051335
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	672 MORAGA RD, LAFAYETTE, CA 94549-4914
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059481
Date	Apr 5, 2022
Instrument	2022-059481

Lender

Name	BDS CAPITAL INC
Type	Non-Lending Institution
Address	YOUNTVILLE, CA 94599

Agreement

Amount	Amount Recorded

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 11, 2022
Property Address	672 MORAGA RD, LAFAYETTE, CA 94549-4914
Document Number	0000110909
Map Reference	VOL 15 PG 308
Instrument Date	Jul 6, 2022
Instrument	2022-110909
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	672 MORAGA RD, LAFAYETTE, CA 94549-4914

Mortgage

Document Number	0000110910
Date	Jul 11, 2022
Instrument	2022-110910

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 30, 2020
Property Address	672 MORAGA RD, LAFAYETTE, CA 94549-4914
Document Number	0000222718
Map Reference	MB 15 PG 308
Instrument Date	Sep 25, 2020
Instrument	2020-222718
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	672 MORAGA RD, LAFAYETTE, CA 94549-4914

Mortgage

Document Number	0000222719
Date	Sep 30, 2020
Instrument	2020-222719

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,175,475 (+2%) Land $1,565,281 Building $610,194
2025	$25,317.00 (+3.48%)	$2,132,820 (+4.04%) Land $1,534,590 Building $598,230
2023	$24,466.00 (+3.73%)	$2,050,000 Land $1,475,000 Building $575,000
2022	$23,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–1995)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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