72 Windward Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 72 Windward Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,264 sqft · built 2020
Lot Size	0.466 acres (20,299 sqft)
Owner	2 Company Names on Record
Last Sale	$772,643 (Nov 2020)
Tax Bill	$3,081 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015 13-012 00`

Property Details

APN / Parcel Number

Primary APN	`015 13-012 00`
Alternative APN	`42776`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	3,325 sqft
1st Floor Area	2,264 sqft
Basement Area	1,364 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,299 sqft (0.466 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	528 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	42776
Street Address	72 WINDWARD POINTE DR
City	MONETA
State	VA
Zip	24121-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDWARD AT POINTE CHELI LOT 12
Legal Subdivision	WINDWARD AT POINTE CHELI
Legal Lot Number	12
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1017
Census Tract	20302

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	47041 BENNINGTON CT, STERLING, VA 20165-7560
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Intrafamily Transfer, Transfer
Sep 9, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 20, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	20209417
Deed Book / Page	1151 / 1746
Last Transfer Date	Aug 21, 2025
Transfer Doc	0012340451
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Sep 4, 2025
Property Address	72 WINDWARD POINTE DR, MONETA, VA 24121-1116
Document Number	0012340451
Book / Page	1234 / 451
Map Reference	MB 903 PG 54-56
Instrument Date	Aug 21, 2025
Instrument	250005770
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47041 BENNINGTON CT, STERLING, VA 20165-7560

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 9, 2021
Property Address	72 WINDWARD POINTE DR, MONETA, VA 24121-1116
Document Number	0011692848
Book / Page	1169 / 2848
Map Reference	MB 903 PG 54-56
Instrument Date	Sep 8, 2021
Instrument	210008434
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$849.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47041 BENNINGTON CT, STERLING, VA 20165-7560

Mortgage

Document Number	210008435
Date	Sep 9, 2021
Instrument	210008435

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 20, 2020
Property Address	72 WINDWARD POINTE DR, MONETA, VA 24121-1116
Document Number	0011511746
Book / Page	1151 / 1746
Map Reference	MB 903 PG 54-56
Instrument Date	Nov 10, 2020
Instrument	200009417
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$773.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	72 WINDWARD POINTE DR, MONETA, VA 24121-1116

Mortgage

Document Number	0011511749
Date	Nov 20, 2020
Book Page	1151/1749
Instrument	200009418

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,081.00 (-0.8%)	$716,600 (+40.73%) Land $208,000 Building $508,600	$716,600 (+40.73%) Land $208,000 Building $508,600
2023	$3,106.00	$509,200 (-) Land $180,000 Building $329,200	$509,200 (-) Land $180,000 Building $329,200
2022		$509,200 Land $180,000 Building $329,200	$509,200 Land $180,000 Building $329,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NININGER WATERWORKS private · serves 62 people · EPA ID VA5019605
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	31 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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