42 Windward Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 42 Windward Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,624 sqft · built 2016
Lot Size	0.672 acres (29,272 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Nov 2019)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015 13-014 00`

Property Details

APN / Parcel Number

Primary APN	`015 13-014 00`
Alternative APN	`42778`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	3,612 sqft
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Finished Basement	1,462 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,272 sqft (0.672 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	348 sqft
Deck Area	156 sqft
Storage Building	Storage Building
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	42778
Street Address	42 WINDWARD POINTE DR
City	MONETA
State	VA
Zip	24121-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDWARD AT POINTE CHELI LOT 14
Legal Subdivision	WINDWARD AT POINTE CHELI
Legal Lot Number	14
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1017
Census Tract	20302

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	42 WINDWARD POINTE DR, MONETA, VA 24121-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 26, 2019	Warranty Deed, Transfer ATLANTIC BAY MTG
Oct 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SMLGP DEV LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	20197732
Deed Book / Page	1131 / 420
Prior Transfer Date	Oct 14, 2019
Prior Transfer Doc	0011290981
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	42 WINDWARD POINTE DR, MONETA, VA 24121-1116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011362024
Date	Mar 25, 2020
Book Page	1136/2024
Instrument	200001967

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 26, 2019
Property Address	42 WINDWARD POINTE DR, MONETA, VA 24121-1116
Document Number	0011310420
Book / Page	001131 / 000420
Instrument Date	Nov 12, 2019
Instrument	7732
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WINDWARD POINTE DR MONETA VA 241211116, MONETA, VA 24121-1116

Mortgage

Document Number	11310423
Date	Nov 26, 2019
Book Page	001131/000423
Instrument	7733

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Fixed Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 24, 2019
Property Address	42 WINDWARD POINTE DR, MONETA, VA 24121-1116
Document Number	0011290981
Book / Page	001129 / 000981
Instrument Date	Oct 1, 2019
Instrument	6792
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 SIS MILLS RD GRIMESLAND NC 278378844, GRIMESLAND, NC 27837-8844

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 5, 2018
Property Address	42 WINDWARD POINTE DR, MONETA, VA 24121-1116
Document Number	0011030351
Book / Page	001103 / 000351
Instrument Date	Jan 2, 2018
Instrument	79
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 SIS MILLS RD GRIMESLAND NC 278378844, GRIMESLAND, NC 27837-8844

Mortgage

Document Number	11030356
Date	Jan 5, 2018
Book Page	001103/000356
Instrument	80

Lender

Name	SMLGP DEV LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (-1.42%)	$857,100 (+39.87%) Land $198,000 Building $659,100	$857,100 (+39.87%) Land $198,000 Building $659,100
2023	$3,738.00	$612,800 (-) Land $165,000 Building $447,800	$612,800 (-) Land $165,000 Building $447,800
2022		$612,800 Land $165,000 Building $447,800	$612,800 Land $165,000 Building $447,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NININGER WATERWORKS private · serves 62 people · EPA ID VA5019605
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	31 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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