141 Windward Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 141 Windward Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,987 sqft · built 2022
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on File
Last Sale	$149,950 (Apr 2022)
Tax Bill	$3,308 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`015 13-004 00`

Property Details

APN / Parcel Number

Primary APN	`015 13-004 00`
Alternative APN	`42768`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,987 sqft Living Area
Gross Area	3,705 sqft
1st Floor Area	1,987 sqft
Basement Area	1,987 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Patio Area	186 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	42768
Street Address	141 WINDWARD POINTE DR
City	MONETA
State	VA
Zip	24121-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SM
Legal Description	WINDWARD AT POINTE CHELI LOT 4
Legal Subdivision	WINDWARD AT POINTE CHELI
Legal Lot Number	4
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1017
Census Tract	20302

Owner

Source: Franklin County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	141 WINDWARD POINTE DR, MONETA, VA 24121-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST CO
Aug 10, 2020	Deed, Transfer · Line of Credit AMERICAN NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	20222738
Deed Book / Page	1182 / 523
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	141 WINDWARD POINTE DR, MONETA, VA 24121-1118
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011961990
Date	Mar 22, 2023
Book Page	1196/1990
Instrument	230001440

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank
Address	DANVILLE, VA 24541

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

Interest

Rate	5.37%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 10, 2020
Property Address	141 WINDWARD POINTE DR, MONETA, VA 24121-1118
Document Number	0011441510
Book / Page	1144 / 1510
Instrument Date	Jul 30, 2020
Instrument	200005700
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 OBRECHT RD, SYKESVILLE, MD 21784-7727

Mortgage

Document Number	200005701
Date	Aug 10, 2020
Instrument	200005701

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,308.00 (+20.38%)	$769,500 (+42.95%) Land $178,000 Building $591,500	$769,500 (+42.95%) Land $178,000 Building $591,500
2023	$2,748.00	$538,300 (+150.96%) Land $175,000 Building $363,300	$538,300 (+150.96%) Land $175,000 Building $363,300
2022		$214,500 Land $170,000 Building $44,500	$214,500 Land $170,000 Building $44,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NININGER WATERWORKS private · serves 62 people · EPA ID VA5019605
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	31 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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