138 Windward Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 138 Windward Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,684 sqft · built 2017
Lot Size	0.348 acres (15,159 sqft)
Owner	Individual Name on File
Last Sale	$779,900 (May 2019)
Tax Bill	$3,449 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015 13-008 00`

Property Details

APN / Parcel Number

Primary APN	`015 13-008 00`
Alternative APN	`42772`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	4,928 sqft
1st Floor Area	1,684 sqft
Basement Area	1,684 sqft
Finished Basement	1,520 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,159 sqft (0.348 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	720 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	516 sqft
Deck Area	480 sqft
Patio Area	416 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	42772
Street Address	138 WINDWARD POINTE DR
City	MONETA
State	VA
Zip	24121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SM
Legal Description	WINDWARD AT POINTE CHELI LOT 8
Legal Subdivision	WINDWARD AT POINTE CHELI
Legal Lot Number	8
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1017
Census Tract	20302

Owner

138 Windward Pointe Dr is owned by an individual who bought it in May 2019.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3507 CHADFORD PL, GREENSBORO, NC 27410-2853
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2019	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Deed Document Number	20193122
Deed Book / Page	1122 / 1167
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	138 WINDWARD POINTE DR, MONETA, VA 24121-1132
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011632475
Date	May 28, 2021
Book Page	1163/2475
Instrument	210005086

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3.37%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 31, 2019
Property Address	138 WINDTREE POINT DR, MONETA, VA 24121
Document Number	0011221167
Book / Page	001122 / 001167
Instrument Date	May 31, 2019
Instrument	3122
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 CHADFORD PL GREENSBORO NC 274102853, GREENSBORO, NC 27410-2853

Mortgage

Document Number	11221170
Date	May 31, 2019
Book Page	001122/001170
Instrument	3123

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 138 Windward Pointe Dr was $3,449.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,449.00	$802,200 Land $258,000 Building $544,200	$802,200 Land $258,000 Building $544,200
2023	$3,677.00	$602,900 (-) Land $255,000 Building $347,900	$602,900 (-) Land $255,000 Building $347,900
2022		$602,900 Land $255,000 Building $347,900	$602,900 Land $255,000 Building $347,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Windward Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Windward Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NININGER WATERWORKS private · serves 62 people · EPA ID VA5019605
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	31 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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