129 Windward Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 129 Windward Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,171 sqft · built 2018
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on File
Last Sale	$706,000 (Apr 2020)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015 13-003 00`

Property Details

APN / Parcel Number

Primary APN	`015 13-003 00`
Alternative APN	`42767`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,171 sqft Living Area
Gross Area	4,012 sqft
1st Floor Area	2,171 sqft
Basement Area	1,316 sqft
Finished Basement	1,150 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2023
Exterior Material	Wood
Roof Type	Gable
Lot Area	12,110 sqft (0.278 acres)
Terrain	Rolling
View / Lot	Waterfront
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	240 sqft
Patio Area	352 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	42767
Street Address	129 WINDWARD POINTE DR
City	MONETA
State	VA
Zip	24121-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SM
Legal Description	WINDWARD AT POINTE CHELI LOT 3
Legal Subdivision	WINDWARD AT POINTE CHELI
Legal Lot Number	3
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1017
Census Tract	20302

Owner

Source: Franklin County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	129 WINDWARD POINTE DR, MONETA, VA 24121-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Deed Document Number	20202612
Deed Book / Page	1138 / 186
Record Updated	Oct 29, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 21, 2020
Property Address	129 WINDWARD POINTE DR, MONETA, VA 24121-1118
Document Number	0011380186
Book / Page	1138 / 186
Map Reference	MB 1109 PG 381
Instrument Date	Apr 17, 2020
Instrument	200002612
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	ACQUISITION TTL & SETMNT AGC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$706.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 WINDWARD POINTE DR, MONETA, VA 24121-1118

Mortgage

Document Number	200002613
Date	Apr 21, 2020
Instrument	200002613

Lender

Name	NATION ONE MORTGAGE
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,175.00 (-6.45%)	$738,500 (+32.7%) Land $158,000 Building $580,500	$738,500 (+32.7%) Land $158,000 Building $580,500
2023	$3,394.00	$556,500 (-) Land $155,000 Building $401,500	$556,500 (-) Land $155,000 Building $401,500
2022		$556,500 Land $155,000 Building $401,500	$556,500 Land $155,000 Building $401,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NININGER WATERWORKS private · serves 62 people · EPA ID VA5019605
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	31 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windward Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures