72 W Sub Station Rd, Temperance, MI 48182 Property Records

Monroe County property record for 72 W Sub Station Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1971
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$203,000 (Dec 2023)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-023-006-00`

Property Details

APN / Parcel Number

Primary APN	`02-023-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	199 ft deep x 100 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	72 W SUB STATION RD
City	TEMPERANCE
State	MI
Zip	48182-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SEC 23 T8S R7E .46 ACRE COM 620 FT S 89D 55M W FR E 1/4 COR OF SEC 23 TH N 199 FT TH S 89D 55M W 100 FT TH S 199 FT TH N 89D
Legal Range	07E
Legal Township	08S
Legal Section	23
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 1, 2022	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDWEST MORTGAGE INVESTMENTS LTD
Sep 16, 2021	Intrafamily Transfer, Transfer
Dec 6, 2019	Loan Modification, Mortgage · Conventional with PMI FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	202318570
Prior Transfer Date	Feb 17, 2011
Prior Transfer Doc	0020113667
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 20, 2023
Property Address	72 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000018570
Instrument Date	Dec 19, 2023
Instrument	2023R18570
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 W SUB STATION RD, TEMPERANCE, MI 48182-9520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4058 NEWCASTLE DR, SYLVANIA, OH 43560-3436

Mortgage

Document Number	0000018571
Date	Dec 20, 2023
Instrument	2023R18571

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	72 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72WSUB STATION RD, TEMPERANCE, MI 48182

Mortgage

Document Number	0000021090
Date	Nov 1, 2022
Instrument	2022R21090

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 27, 2022
Property Address	72 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000015180
Instrument Date	Jul 25, 2022
Instrument	2022R15180
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, ETA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 W SUB STATION RD, 72, TEMPERANCE, MI 48182-9520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 W SUB STATION RD, TEMPERANCE, MI 48182-9520

Mortgage

Document Number	0000015181
Date	Jul 27, 2022
Instrument	2022R15181

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Sep 16, 2021
Property Address	72 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	2021R23968
Instrument Date	Sep 16, 2021
Instrument	2021R23968
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 W SUB STATION RD, TEMPERANCE, MI 48182-9520

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE MI
Property Address	72 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000000171
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 W SUB STATION RD TEMPERANCE MI 481829520, TEMPERANCE, MI 48182-9520

Mortgage

Document Number	0000000171
Date	Jan 2, 2020
Instrument	171

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,200 (+20.71%) Land $75,200	$150,400 (+20.71%) Land $150,400
2025	$1,919.00 (+35.52%) Homeowner's exemption
2023	$1,416.00	$62,300	$124,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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