62 W Sub Station Rd, Temperance, MI 48182 Property Records

Monroe County property record for 62 W Sub Station Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jan 2010)
Tax Bill	$1,746 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-023-009-00`

Property Details

APN / Parcel Number

Primary APN	`02-023-009-00`

Exterior

Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	62 W SUB STATION RD
City	TEMPERANCE
State	MI
Zip	48182-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 T8S R7E .47 ACRES W 1/2 OF W 169.41 FT OF E 460 FT OF S 215.39 FT OF NE 1/4 & W 10 FT OF E 470 FT OF S 215.39 FT OF NE
Legal Range	07E
Legal Township	08S
Legal Section	23
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	833500

Owner

62 W Sub Station Rd is owned and occupied by an individual who bought it in January 2010.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	62 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Jun 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 14, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2010 · Amount on File
Deed Sale	Jan 25, 2010 · Amount on File
Deed Document Number	20101166
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	62 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013880
Date	Aug 3, 2018
Instrument	2018R13880

Lender

Name	POLARIS HOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	62 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 W SUB STATION RD, TEMPERANCE, MI 48182-9520

Mortgage

Document Number	0000014935
Date	Jun 4, 2021
Instrument	2021R14935

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jun 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	62 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000008651
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 W SUB STATION RD TEMPERANCE MI 481829520, TEMPERANCE, MI 48182-9520

Mortgage

Document Number	0000008651
Date	May 23, 2019
Instrument	8651

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 62 W Sub Station Rd was $1,746 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,100 Land $88,100	$176,200 Land $176,200
2025	$1,746.00 Homeowner's exemption
2023	$1,655.00 Homeowner's exemption	$74,500	$149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 W Sub Station Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 W Sub Station Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Sub Station Rd

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