69 W Sub Station Rd, Temperance, MI 48182 Property Records

Monroe County property record for 69 W Sub Station Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Jul 2021)
Tax Bill	$5,289 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-023-161-60`

Property Details

APN / Parcel Number

Primary APN	`02-023-161-60`

Exterior

Lot Area	109,336 sqft (2.51 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	69 W SUB STATION RD
City	TEMPERANCE
State	MI
Zip	48182-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8S R7E SEC 23 PART OF THE SE 1/4 SEC 23 2.51 ACRES BEG @ PT 510 FT S 89D 43M 30S W FR E 1/4 COR SD SEC TH S 89D 43M W 165 FT
Legal Range	07E
Legal Township	08S
Legal Section	23
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	69 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GENOA BANKING CO
Dec 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	202118259
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	0000027121
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	69 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 W SUB STATION RD, TEMPERANCE, MI 48182-9520

Mortgage

Document Number	0000017624
Date	Sep 2, 2022
Instrument	2022R17624

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	LAMBERTVILLE, MI 48144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 13, 2021
Property Address	69 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	2021R18259
Instrument Date	Jun 30, 2021
Instrument	2021R18259
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69 W SUB STATION RD, 69, TEMPERANCE, MI 48182-9520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 STERNS RD, LAMBERTVILLE, MI 48144-9301

Mortgage

Document Number	2021R18260
Date	Jul 13, 2021
Instrument	2021R18260

Lender

Name	GENOA BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Dec 15, 2020
Property Address	69 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000027121
Instrument Date	Sep 3, 2020
Instrument	27121
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 W SUB RD TEMPERANCE MI 48182, TEMPERANCE, MI 48182

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	69 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000005374
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69 W SUB STATION RD TEMPERANCE MI 481829520, TEMPERANCE, MI 48182-9520

Mortgage

Document Number	0000005374
Date	Mar 20, 2017
Instrument	5374

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,500 (+35.11%) Land $240,500	$481,000 (+35.11%) Land $481,000
2025	$5,289.00 (+12.48%) Homeowner's exemption
2023	$4,702.00 Homeowner's exemption	$178,000	$356,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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