68 W Sub Station Rd, Temperance, MI 48182 Property Records

Monroe County property record for 68 W Sub Station Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 1957
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2021)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-023-004-00`

Property Details

APN / Parcel Number

Primary APN	`02-023-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	365 ft deep x 100 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	68 W SUB STATION RD
City	TEMPERANCE
State	MI
Zip	48182-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SEC 23 T8S R7E .83 ACRE COM 520 FT S 89D 55M W FR E 1/4 COR OF SD SEC TH S 89D 55M W 100 FT TH N 365 FT TH N 89D 55M E 100 FT
Legal Range	07E
Legal Township	08S
Legal Section	23
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	833500

Owner

68 W Sub Station Rd is owned and occupied by an individual who bought it in July 2021.

Source: Monroe County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	68 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 23, 2021	Fiduciary Deed, Transfer · FHA Mortgage UNITED HOME MORTGAGE
Jul 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Jul 23, 2021 · Amount on File
Deed Document Number	202119502
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Sep 21, 2026
Property Address	68 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000016632
Instrument Date	Sep 16, 2026
Instrument	202616632
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 W SUB STATION RD, TEMPERANCE, MI 48182-9520

Mortgage

Document Number	0000016632,
Date	Sep 21, 2026
Instrument	202616632

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONROE MI
Recording Date	Jul 23, 2021
Property Address	68 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	2021R19502
Instrument Date	Jun 25, 2021
Instrument	2021R19502
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	LTM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 W DEAN RD, 1130, TEMPERANCE, MI 48182-9271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 W SUB STATION RD, TEMPERANCE, MI 48182-9520

Mortgage

Document Number	2021R19503
Date	Jul 23, 2021
Instrument	2021R19503

Lender

Name	UNITED HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 1, 2061

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 23, 2021
Property Address	68 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000019501
Instrument Date	Sep 8, 1978
Instrument	2021R19501
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Tax	$26.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8681 CRABB RD, 8681, TEMPERANCE, MI 48182-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 W SUB STATION RD, TEMPERANCE, MI 48182-9520

Tax Assessment & Valuation

The 2025 property tax bill for 68 W Sub Station Rd was $2,467 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,400 Land $112,400	$224,800 Land $224,800
2025	$2,467.00 Homeowner's exemption
2023	$2,432.00 Homeowner's exemption	$85,300	$170,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 68 W Sub Station Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 W Sub Station Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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