76 W Sub Station Rd, Temperance, MI 48182 Property Records

Monroe County property record for 76 W Sub Station Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,328 sqft · built 1994
Lot Size	4.83 acres (210,395 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jun 2020)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-023-003-50`

Property Details

APN / Parcel Number

Primary APN	`02-023-003-50`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,328 sqft Living Area
Basement Area	1,731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Lot Area	210,395 sqft (4.83 acres)
Garage Area	996 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	192 sqft
Stable	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	76 W SUB STATION RD
City	TEMPERANCE
State	MI
Zip	48182-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SEC 23 T8S R7E 4.828 ACRES COM 720 W FROM SE COR NE 1/4 SEC 23 TH S 89D 55M W 40 FT TH N 1D 14M 17S E 996.05 FT TH S 89D 1M E
Legal Range	07E
Legal Township	08S
Legal Section	23
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	833500

Owner

Source: Monroe County records · APN 02-023-003-50

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	76 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 08, 2022	Intrafamily Transfer, Transfer
Jun 17, 2020	Warranty Deed, Transfer FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	202011609
Last Transfer Date	Apr 06, 2022
Transfer Doc	0000007345
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Aug 07, 2026
Property Address	76 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000013796
Instrument Date	Jul 31, 2026
Instrument	202613796
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 W SUB STATION RD, TEMPERANCE, MI 48182-9520

Mortgage

Document Number	0000013796,
Date	Aug 07, 2026
Instrument	202613796

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2056

Interest

Rate	6.43%
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Apr 08, 2022
Property Address	76 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000007345
Instrument Date	Apr 06, 2022
Instrument	2022R07345
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 W SUB STATION RD, 76, TEMPERANCE, MI 48182-9520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 W SUB STATION RD, TEMPERANCE, MI 48182-9520

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 17, 2020
Property Address	76 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number	0000011609
Instrument Date	Jun 12, 2020
Instrument	11609
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,956.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9123 BRINT RD SYLVANIA OH 435609616, SYLVANIA, OH 43560-9616

Mortgage

Document Number	11610
Date	Jun 17, 2020
Instrument	11610

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,800 (+37.38%)	$611,600 (+37.38%)
2025	$2,745.00 (-53.3%) Homeowner's exemption
2023	$5,878.00 Homeowner's exemption	$222,600	$445,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
BCI Mississippi Broadband Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 43 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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