72 Edgewater Rd, Saluda, VA 23149 Property Records

Middlesex County property record for 72 Edgewater Rd, Saluda, VA 23149 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1996
Lot Size	2.31 acres (100,624 sqft)
Owner	Individual Name on File
Tax Bill	$1,252 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28D 1 14`

Property Details

APN / Parcel Number

Primary APN	`28D 1 14`
Alternative APN	`1951`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	1,350 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	100,624 sqft (2.31 acres)
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	300 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1951
Street Address	72 EDGEWATER RD
City	SALUDA
State	VA
Zip	23149-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERVIEW EST PCL 14 2.3109 AC PB6-17 DB132-498 229-687 D363-126 D363-128
Legal Subdivision	RIVERVIEW EST
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1001
Census Tract	951000

Owner

Source: Middlesex County records · APN 28D 1 14

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	72 EDGEWATER RD, SALUDA, VA 23149-2564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	72 EDGEWATER RD, SALUDA, VA 23149-2564
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001804
Date	Sep 25, 2020
Instrument	200001804

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Aug 11, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,252.00 (+0.08%)	$205,200 (-) Land $61,200 Building $144,000	$205,200 (-) Land $61,200 Building $144,000
2025	$1,251.00	$205,200 (-) Land $61,200 Building $144,000	$205,200 (-) Land $61,200 Building $144,000
2023	$1,251.00	$205,200 Land $61,200 Building $144,000	$205,200 Land $61,200 Building $144,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (51119C), updated November 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511199510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (2001–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2011, tidal / storm surge, Hurricane Irene
Claims By Storm	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 4 claims Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Cogeco Cable Holdings II	Cable	1,000 / 50	Yes
Virginia Broadband	Fixed Wireless (unlicensed)	100 / 25	No
Starlink	Satellite (low-earth orbit)	280 / 30	Yes

Availability varies by address; speeds are provider-advertised maximums, not measured.