288 Edgewater Rd, Saluda, VA 23149 Property Records

Middlesex County property record for 288 Edgewater Rd, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,866 sqft · built 2001
Lot Size	3.21 acres (139,828 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Sep 2006)
Tax Bill	$1,651 (2026)
Deeds & Mortgages	Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`28D 1 19`

Property Details

APN / Parcel Number

Primary APN	`28D 1 19`
Alternative APN	`468`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,866 sqft Living Area
Gross Area	2,361 sqft
1st Floor Area	1,712 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	139,828 sqft (3.21 acres)

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	383 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	468
Street Address	288 EDGEWATER RD
City	SALUDA
State	VA
Zip	23149-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	RIVERVIEW EST PCL 19 3.2096 AC D119-594 P6-17 239-341 D305-538 D406-341 06-2540 08-197
Legal Subdivision	RIVERVIEW EST
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1001
Census Tract	951000

Owner

Source: Middlesex County records · APN 28D 1 19

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 291, SALUDA, VA 23149-0291
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2006 · Amount on Record
Deed Sale	Sep 12, 2006 · Amount on Record
Prior Sale	Jan 19, 2005 · Amount on Record
Deed Book / Page	600 / 2540
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	288 EDGEWATER RD, SALUDA, VA 23149-2566
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002341
Date	Sep 13, 2021
Instrument	210002341

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,651.00 (+0.06%)	$270,600 (-) Land $67,500 Building $203,100	$270,600 (-) Land $67,500 Building $203,100
2025	$1,650.00	$270,600 (-) Land $67,500 Building $203,100	$270,600 (-) Land $67,500 Building $203,100
2023	$1,650.00	$270,600 Land $67,500 Building $203,100	$270,600 Land $67,500 Building $203,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (2001–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 4 claims Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Edgewater Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures