126 Edgewater Rd, Saluda, VA 23149 Property Records

Middlesex County property record for 126 Edgewater Rd, Saluda, VA 23149

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 1979
Lot Size2.29 acres (99,752 sqft)
OwnerIndividual Name on Record
Tax Bill$1,210 (2026)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APN28D 1 15

Property Details

APN / Parcel Number

Primary APN28D 1 15
Alternative APN
  • 1950

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area1,824 sqft
1st Floor Area1,404 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1992
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area99,752 sqft (2.29 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area132 sqft
Deck Area96 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1950
Street Address126 EDGEWATER RD
CitySALUDA
StateVA
Zip23149-2565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionRIVERVIEW EST PCL 15 2.2942 AC PL6-17 D227-274 229-687 6 0017 D17-230
Legal SubdivisionRIVERVIEW EST
JurisdictionMIDDLESEX VA
Township / Civil DivisionSALUDA
Census Block Group1
Census Block1001
Census Tract951000

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address126 EDGEWATER RD, SALUDA, VA 23149-2565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX VA
Property Address126 EDGEWATER RD, SALUDA, VA 23149-2565
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220000375
DateFeb 17, 2022
Instrument220000375
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 1, 2042
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMiddlesex County
Unified School DistrictMiddlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,210.00$198,500 (-) Land $61,100 Building $137,400$198,500 (-) Land $61,100 Building $137,400
2025$1,210.00$198,500 (-) Land $61,100 Building $137,400$198,500 (-) Land $61,100 Building $137,400
2023$1,210.00$198,500 Land $61,100 Building $137,400$198,500 Land $61,100 Building $137,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims13 (2001–2011)
Claims Outside the SFHA7 of 13
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 4 claims
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edgewater Rd

Nearby Streets

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