198 Edgewater Rd, Saluda, VA 23149 Property Records

Middlesex County property record for 198 Edgewater Rd, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1989
Lot Size	2.78 acres (121,097 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Jul 2019)
Tax Bill	$1,623 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28D 1 17`

Property Details

APN / Parcel Number

Primary APN	`28D 1 17`
Alternative APN	`4375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	1,792 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	121,097 sqft (2.78 acres)
Garage Area	432 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft
Utility Building	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4375
Street Address	198 EDGEWATER RD
City	SALUDA
State	VA
Zip	23149-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	RIVERVIEW EST PCL 17 2.7841 AC P6-17 D128-220 145-714 285-176 D13- 2003 D19-1031
Legal Subdivision	RIVERVIEW EST
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1001
Census Tract	951000

Owner

Source: Middlesex County records · APN 28D 1 17

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	198 EDGEWATER RD, SALUDA, VA 23149-2565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Nov 12, 2013 · Amount on Record
Deed Document Number	20191031
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jul 12, 2019
Property Address	198 EDGEWATER RD, SALUDA, VA 23149-2565
Document Number	190001031
Instrument Date	Jun 19, 2019
Instrument	190001031
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	LYTLE TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 EDGEWATER RD, SALUDA, VA 23149-2565

Mortgage

Document Number	190001032
Date	Jul 12, 2019
Instrument	190001032

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,623.00 (+0.06%)	$266,000 (-) Land $64,500 Building $201,500	$266,000 (-) Land $64,500 Building $201,500
2025	$1,622.00	$266,000 (-) Land $64,500 Building $201,500	$266,000 (-) Land $64,500 Building $201,500
2023	$1,622.00	$266,000 Land $64,500 Building $201,500	$266,000 Land $64,500 Building $201,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (2001–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 4 claims Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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