328 Edgewater Rd, Saluda, VA 23149 Property Records

Middlesex County property record for 328 Edgewater Rd, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,132 sqft · built 1978
Lot Size	4.91 acres (213,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Sep 2026)
Tax Bill	$1,702 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28D 1 20`

Property Details

APN / Parcel Number

Primary APN	`28D 1 20`
Alternative APN	`264`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	2,543 sqft
1st Floor Area	2,132 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	213,880 sqft (4.91 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	35 sqft
Utility Building	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	264
Street Address	328 EDGEWATER RD
City	SALUDA
State	VA
Zip	23149-2567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	RIVERVIEW EST PCL 20 4.9134 AC WB36-199 159-426 P229-307 D288-778 D17-320 D/G
Legal Subdivision	RIVERVIEW EST
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1001
Census Tract	951000

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 EDGEWATER RD, SALUDA, VA 23149-2567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed, Transfer · Conventional Mortgage C F MORTGAGE CORPORATION
Mar 2, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Deed Document Number	20261528
Prior Transfer Date	Feb 20, 2017
Prior Transfer Doc	0000000320
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Sep 2, 2026
Property Address	328 EDGEWATER RD, SALUDA, VA 23149-2567
Document Number	0000001528
Instrument Date	Aug 7, 2026
Instrument	20261528
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 EDGEWATER RD, SALUDA, VA 23149-2567

Mortgage

Document Number	0000001529,
Date	Sep 2, 2026
Instrument	20261529

Lender

Name	C F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX VA
Recording Date	Mar 2, 2017
Property Address	328 EDGEWATER RD, SALUDA, VA 23149-2567
Document Number	170000320
Instrument Date	Feb 20, 2017
Instrument	170000320
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 EDGEWATER RD, SALUDA, VA 23149-2567

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,702.00	$279,100 (-) Land $71,600 Building $207,500	$279,100 (-) Land $71,600 Building $207,500
2025	$1,702.00	$279,100 (-) Land $71,600 Building $207,500	$279,100 (-) Land $71,600 Building $207,500
2023	$1,702.00	$279,100 Land $71,600 Building $207,500	$279,100 Land $71,600 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (2001–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 4 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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