7192 Oak Tree Pl, Monterey, CA 93940 Property Records

Monterey County property record for 7192 Oak Tree Pl, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,654 sqft · built 1997
Lot Size0.123 acres (5,374 sqft)
OwnerIndividual Name on File
Last Sale$278,500 (Aug 2017)
Tax Bill$4,177 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN259-121-018-000

Property Details

APN / Parcel Number

Primary APN259-121-018-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,654 sqft Living Area

Exterior

Year BuiltBuilt 1997
Construction TypeWood
Lot Area5,374 sqft (0.123 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address7192 OAK TREE PL
CityMONTEREY
StateCA
Zip93940-7304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTERRA RANCH PROPERTIES INCLUSIONARY HOUSING SUBDIVISION VOL 19 C&T PG 34 TRACT 1270 LOT 18
Legal SubdivisionMONTERRA RANCH INCLUSIONARY HOUSING
Legal Tract1270
Legal Lot Number18
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1035
Census Tract13200

Owner

Source: Monterey County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7192 OAK TREE PL, MONTEREY, CA 93940-7304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · VA Mortgage
SUMMIT FUNDING INC
Aug 10, 2017Grant Deed, Transfer · VA Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Prior SaleMar 9, 2016
Deed Document Number2017042675
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address7192 OAK TREE PL, MONTEREY, CA 93940-7304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7192 OAK TREE PL, MONTEREY, CA 93940-7304

Mortgage

Document Number0000076998
DateDec 22, 2020
Instrument2020076998
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateAug 10, 2017
Property Address7192 OAK TREE PL, MONTEREY, CA 93940-7304
Document Number0000042675
Map ReferenceVOL19 PG34
Instrument DateAug 4, 2017
Instrument2017042675
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address7192 OAK TREE PL, MONTEREY, CA 93940-7304

Mortgage

Document Number0000042677
DateAug 10, 2017
Instrument2017042677
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,177.00 (+7.65%) Homeowner's exemption$316,752 (+4.04%) Land $113,781 Building $202,971
2023$3,880.00 (+0.1%) Homeowner's exemption$304,454 Land $109,363 Building $195,091
2022$3,876.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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